Pension Funds Insider

Pension Funds Insider brings the latest pensions news and industry insights; from investment and governance updates to new mandate appointments and pensions regulatory information.

Latest news

Image for What can we learn from the mistakes of others

What can we learn from the mistakes of others

26 November 2019

AHC’s Roger Hattam looks to his experiences and explores what the pensions industry can learn from the mistakes and successes in other industries.

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Image for De-risking: balancing risk and reward

De-risking: balancing risk and reward

26 November 2019

With the majority of UK private sector defined benefit schemes now closed to future accrual, attention is on how best to de-risk those schemes, and what to do in the meantime if the scheme isn’t in a position to fully meet its liabilities yet.

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Image for Protecting your members against scams

Protecting your members against scams

26 November 2019

Over 50% of members don't think they would fall victim to a scam, but who can protect those that will?

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Image for Dashboards - the lighthouse in a fog of fake news?

Dashboards - the lighthouse in a fog of fake news?

11 November 2019

Kim Gubler explores the lead up and anticipation for the pensions dashboard, and how schemes should be preparing to ensure that members are met with a product they have confidence in.

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Image for Investment pathways and independent governance

Investment pathways and independent governance

11 November 2019

With the increase in the use of drawdown options, the FCA has recently proposed governance remedies for issues centred on consumers who opt for drawdown without taking advice. These proposals are part of a wider drive for improved governance of workplace pensions and transparency for savers. So how did we arrive at this juncture, and what do providers need to do?

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Image for W(h)ither regulation?

W(h)ither regulation?

05 November 2019

More and more regulatory requirements... Is it all really neccesary?

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Image for Three interest-rate cuts in three months, is the Fed done cutting?

Three interest-rate cuts in three months, is the Fed done cutting?

31 October 2019

In this video from Manulife Investment Management, Chief Economist and Head of Macroeconomic Strategy Frances Donald, discusses the recent US interest rate cuts.

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Image for Time is of the Essence

Time is of the Essence

29 October 2019

Sackers outlines the latest legal changes to SIPs – are you ready for 2020?

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Image for The devil is in the detail

The devil is in the detail

28 October 2019

The Master Trust market has grown significantly since 2010, this rise means that millions more will be dependent on them being well run. This article looks at regulated and non-regulated transitions and explains how PASA's guidance can help

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Image for The appeal of Absolute return investing and Asia fixed income

The appeal of Absolute return investing and Asia fixed income

28 October 2019

Neal Capecci, Manulife Investment Management argues in this video that although there are rising trade tensions in the world, investors still find Asian bonds alluring.

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Image for Can offering ESG investment approaches help drive member engagement?

Can offering ESG investment approaches help drive member engagement?

24 October 2019

This article from Karen Bolan, AHC, looks at the way ESG will impact engagement in investing and saving choices.

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Image for 4 questions to consider when it comes to investment costs

4 questions to consider when it comes to investment costs

14 October 2019

Costs are important but don’t get dragged down a rabbit hole

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Image for Sign up for the business model of the future

Sign up for the business model of the future

14 October 2019

Nimble companies are adopting subscription models to help grow their customer base and generate more predictable revenue streams.

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Image for Video game industry goes for the win

Video game industry goes for the win

11 October 2019

Capital Group investment professionals Nathan Meyer and Alan Wilson discuss their optimistic outlook for the multi-billion-dollar video games industry.

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Image for Five tips for trustees when re-tendering for fiduciary services

Five tips for trustees when re-tendering for fiduciary services

11 October 2019

Since the CMA published its final order into the Fiduciary Management market in June, trustees with Fiduciary Management arrangements have been digesting the impact for their schemes and reviewing their next steps.

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Image for Keeping it local

Keeping it local

11 October 2019

RisCura takes debates the benefits of local specialists

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Image for The Fed cuts rates again amid low inflation. What’s keeping it down?

The Fed cuts rates again amid low inflation. What’s keeping it down?

10 October 2019

Capital Group investment professionals discuss the implications of U.S. Federal Reserve interest rate cuts, loose global monetary policy and negative interest rates.

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Image for Argentina update: Q&A with EM debt investment analyst

Argentina update: Q&A with EM debt investment analyst

09 October 2019

Argentina’s currency and financial markets have experienced a sharp selloff in recent weeks. Emerging markets (EM) debt investment analyst and portfolio manager at Capital Group, Steve Backes, gives his take on why market sentiment has soured, whether capital controls will bring stability and the outlook for Argentina.

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Image for Why become a pension scheme trustee

Why become a pension scheme trustee

03 October 2019

Taking on the role of a trustee, is a significant responsibility. The decisions, trustees make will hugely influence member outcomes, ultimately impacting the lives of members currently in pension schemes.

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Image for What are we waiting for?

What are we waiting for?

23 September 2019

In this article Ian Neale looks at pending legislation and discusses the impacts of the current political environment.

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Image for Investment governance is getting tougher

Investment governance is getting tougher

16 September 2019

Trustees should start preparing for the new requirements in relation to fiduciary management (FM) and investment consultancy (IC) services they receive.

SPONSORED CONTENT

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Image for FinTech - What are the risks for pension funds?

FinTech - What are the risks for pension funds?

13 September 2019

In this article from PASA, Girish Menezes details the risks of pension adminstration and key factors to consider when choosing a reliable administration partner.

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Image for Measure what matters, not what’s easy

Measure what matters, not what’s easy

04 September 2019

Measure what matters, because what gets measured gets managed. This should be a new mantra for the pensions admin world.

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Image for Road signs and speed cameras - Member Emotions and Pension Communications

Road signs and speed cameras - Member Emotions and Pension Communications

04 September 2019

In this article form AHC, Francis Goss discusses the theory that emotions directly lead to behaviour, and how pension communication can learn from it. 

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Image for ESG – A Global Issue?

ESG – A Global Issue?

20 August 2019

The role of the investment industry is key to changing ESG matters, however the processes involved are complex and have far reaching effects.

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Image for Combating pension scams – It’ll take a village

Combating pension scams – It’ll take a village

15 August 2019

It’s not our fault that scammers continue to find opportunity to prey on vulnerable pension scheme members, but we’re the only ones with a hope of spotting the rogues, because members certainly can’t. For the sake of members and ourselves, trustees and providers must do all they can to stop dodgy transfers.  

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Image for The Fed cuts rates for the first time in a decade: what next?

The Fed cuts rates for the first time in a decade: what next?

05 August 2019

The U.S. Federal Reserve (Fed) cut rates on Wednesday—its first in a decade. While the move has been widely expected, investors are less sure about where the Fed might go from here. Charles C. Tomes, associate portfolio manager on our Global Multi-Sector Fixed Income team at Manulife Investment Management, shares his views.

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Image for Governance taking the spotlight on trustee agendas

Governance taking the spotlight on trustee agendas

02 August 2019

Trustees can expect to see increased focus on scheme governance over the coming months in light of two recent developments.

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Image for Thinking of investing in China?

Thinking of investing in China?

01 August 2019

In this article, Riscura attempt to dispell myths about Chinese investing.

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Image for Pension MAPS - prevention is better than cure

Pension MAPS - prevention is better than cure

23 July 2019

There’s been some talk lately of the need to pay more attention to our financial wellbeing, alongside physical and mental wellbeing. Research has shown we’re in even worse shape, financially, than physically or mentally.  

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Image for Why is communication important?

Why is communication important?

23 July 2019

In this interview with Roger Hattam, CEO of AHC, he explains why he feels tailored communications in a complex industry is vital.

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Image for Five top tips to guide a smooth transfer

Five top tips to guide a smooth transfer

09 July 2019

Following the launch of the new DB Transfer Guide, released on the 8th July 2019, PASA thought it would be helpful to cover five key elements which contribute to a positive member experience and outcome, focused unashamedly on the member perspective.

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Image for Learning with the World’s Top Funds – smarter, fairer, simpler

Learning with the World’s Top Funds – smarter, fairer, simpler

08 July 2019

John Simmonds poses the question ‘where should we go in the world to find examples of really great pension funds?’ And his answer - Canada, Australia and Holland. There are unique characteristics in each that are worth reflecting on.

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Image for 5 steps towards helping members safeguard their retirement

5 steps towards helping members safeguard their retirement

20 June 2019

Margaret Snowdon urges Trustees to take action to combat pension scams and to help change members attitudes when it comes to protecting their futures.

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Image for Cyber security - are you prepared?

Cyber security - are you prepared?

11 June 2019

Cybercrime is a $7 trillion global industry and cyber criminals are finding new sophisticated ways to attack. The pensions industry needs to take more precautions and always be prepared.

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Image for On Trust

On Trust

10 June 2019

If you go to the doctor and get given a prescription, it’s likely you’ll take the medicine. If a qualified solicitor gave you legal advice, you’d probably follow it. But would you trust a financial adviser?

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Image for How do we protect people from themselves?

How do we protect people from themselves?

04 June 2019

Kim Gubler looks at the way pension scams are evolving and discusses how the pensions industry can do more to protect their members.

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Image for Tax and pensions – communicating system efficiency

Tax and pensions – communicating system efficiency

23 May 2019

Karen Partridge draws upon recent experiences to understand how communications can be presented to pension members in a straightforward, user friendly way.

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Image for Web adoption in pension communications: separating fact from fiction

Web adoption in pension communications: separating fact from fiction

20 May 2019

When considering online pension communications, there is a tendency for trustees and sponsors to make assumptions about the preferences of different membership demographics. However, recent research proves that many common assumptions about certain age groups or industries aren’t entirely accurate.

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Image for Every minute matters

Every minute matters

16 May 2019

Small tasks can often be the most important. There can be legal consequences for pension schemes if meetings are not recorded accurately, Sackers reveal how trustees and scheme secretaries can be effective when minute taking.

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Image for Putting the Cart before the Horse

Putting the Cart before the Horse

13 May 2019

John Simmonds tackles the issues of benchmarking when it comes to alternative investing.

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Image for Three ways to manage the impact of cash flows on DB pension schemes

Three ways to manage the impact of cash flows on DB pension schemes

13 May 2019

Simon Hubbard takes us through the key points to consider when monitoring and managing a negative cashflow position.

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Image for 2020 pathways – Drawdown moves to 3G

2020 pathways – Drawdown moves to 3G

02 May 2019

We look at the emergence of new drawdown pathways since the introduction of pension freedoms and the next steps for trustees and schemes.

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Image for The 2019 annual funding statement: Five expectations, two to expect and three to be expected...

The 2019 annual funding statement: Five expectations, two to expect and three to be expected...

25 April 2019

This article takes a look at what The Pensions Regulator expects of trustees and how the funding statement is relevant to all DB pension scheme employers.

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Image for If the cap fits

If the cap fits

11 April 2019

Ian Neale tackles the complexities of the charge cap.

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Image for Getting ready for GMP equalisation

Getting ready for GMP equalisation

05 April 2019

As schemes head towards completion of their GMP reconciliation, thoughts turn to the rectification process.

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Image for What's new at the Pensions Ombudsman

What's new at the Pensions Ombudsman

05 April 2019

In this update we cover a range of different issues in relation to the Pension Ombudsman (TPO), including:
• A new government consultation on TPO’s powers to resolve both pension complaints and disputes;
• The introduction of fixed amounts for non-financial injustice awards; and 
• A reminder of key issues for trustees faced with overpayments, in light of recent case law.

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Image for Transfer Pains

Transfer Pains

04 April 2019

Trustees have, for a number of years, been at the forefront of a pension transfer renaissance. While in general terms, the introduction of pension flexibilities (through the government’s “freedom and choice” reforms in April 2015) has generally been seen as a positive step for pension scheme members, it has, and continues, to put the role of pension trustees under the microscope.

In this article we consider the evolution of the transfer process and the trustees’ role in it, as well as issues arising from past transfers, and potential future developments.

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Image for Look Over There – Lessons from the Australian Superannuation market

Look Over There – Lessons from the Australian Superannuation market

29 March 2019

Roger Hattam reflects on his time at the Australian Conference of Major Superannuation Funds and suggests that in the UK we could learn from the experiences of others and act before acted upon.

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Image for Service management: A move from quantitative to qualitative key performance indicators (KPIs)

Service management: A move from quantitative to qualitative key performance indicators (KPIs)

21 March 2019

 In recent years, we have seen a distinct trend in the way success is measured. Outsourced pensions administrators were heavily reliant on quantitative information, and largely focused on time and volume as the primary measures of success. Whilst this was, of course, an easy way to measure the service, it was too simplistic.

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Image for GMP Equalisation – Tempest in a teapot?

GMP Equalisation – Tempest in a teapot?

15 March 2019

For those of you who have been living a pensions hermit’s existence these last 6 months (or just getting on with life) here is a brief recap on the Guaranteed Minimum Pensions (GMP) equalisation saga to date.

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Image for Leverage, risk, and investment performance at large pension funds

Leverage, risk, and investment performance at large pension funds

11 March 2019

Alex Beath reveals the findings of a study in to the use of leverage and how it contributes to performance and risk.

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Image for Which Mrs Wilson should receive the death lump sum benefit?

Which Mrs Wilson should receive the death lump sum benefit?

08 March 2019

Trustees should be prepared for the unexpected. Clare James explains the importance of exploring more than one avenue of information before making decisions.

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Image for How can contingent assets reduce the PPF levy?

How can contingent assets reduce the PPF levy?

21 February 2019

The levy imposed by the Pension Protection Fund (the PPF) can be costly for employers of defined benefit (DB) schemes, especially in respect of schemes that are already underfunded. Contingent assets can be an attractive option to reduce the levy.

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Image for For Whom the Bell Tolls

For Whom the Bell Tolls

15 February 2019

The time for debate about climate change is over: it’s happening, it’s accelerating, and we are responsible for it. But negative human impacts on the environment go ‘beyond’ climate change. Socio-economic stability is under threat. It could be even worse than the global financial crisis in 2008: a lot worse, in fact.

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Image for Will regulation improve pension administration standards?

Will regulation improve pension administration standards?

15 February 2019

How does your pension administration compare within the universe of Artificial Intelligence, Biometrics and Block Chain? Would you say that the leverage of technology was rudimentary or fairly comprehensive? How would you even go about benchmarking it or mapping a path from where you are and where would you like to be? Would you be able to define your one, three and five year objectives?

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Image for Is member communication really that important?

Is member communication really that important?

31 January 2019

It may seem an odd question from someone who works for a communications consultancy, but the New Year is a great time to ask some challenging questions. 

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Image for Does administration service consolidation really make things more efficient?

Does administration service consolidation really make things more efficient?

23 January 2019

When it comes to administration, efficiencies from consolidation are extremely difficult to achieve. Toby Clark discusses the reality of where and how efficiency gains can be made.

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Image for Consolidation…The possibilities and the practicalities

Consolidation…The possibilities and the practicalities

18 January 2019

Darren Wateridge discusses the benefits of consolidation and the steps schemes can make now.

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Image for GDPR – where are we now?

GDPR – where are we now?

14 January 2019

We’ve welcomed 2019 with open arms and, with New Year resolutions made, it is a good time to take a look at what pension schemes should be doing in respect of the General Data Protection Regulation (GDPR).

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Image for Pension administration – the courage to ask for more

Pension administration – the courage to ask for more

11 January 2019

Working in UK pension administration is a bit like being stuck in a traffic jam. Everyone seems to be struggling to make progress, but one lane always seems to be moving faster...

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Image for Master trusts – let’s talk transitions

Master trusts – let’s talk transitions

04 January 2019

With Master Trust Authorisation in full swing and talk of as little as 20 or even 12 master trusts remaining when final Authorisations are in, it may seem odd to be thinking of transitions. Is it too late to be talking about it? Haven’t all the decisions been made?  

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Image for Don’t burn out on data, the real mileage is in comparison

Don’t burn out on data, the real mileage is in comparison

18 December 2018

Richard Butcher explains why the the Cost Transparency Initiative is important but could be lost in translation without a comparative.

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Image for Consolidation – the future for defined benefit schemes?

Consolidation – the future for defined benefit schemes?

18 December 2018

With more DB schemes approaching maturity, and their sponsoring employers seeking to secure members’ benefits or to transfer risk, the DWP has published its latest consultation, setting out proposals for a new legislative framework for authorising and regulating defined benefit (DB) “superfund” consolidation vehicles

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Image for Come Together

Come Together

14 December 2018

DB schemes, Master Trusts and Collective Defined Contribution (CDC) schemes can take advantage of coming together, Ian Neale discusses the benefits.

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Image for What should be on the agenda for Pension Managers and Trustees into 2019

What should be on the agenda for Pension Managers and Trustees into 2019

07 December 2018

PASAs Chris Tagg identifies the key issues facing trustees and pension fund managers now and in near future?

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Image for Back to the future

Back to the future

07 December 2018

Gillian Hickey looks at the the recent ruling on GMP equalisation and discusses how the industry can make this work in practice.

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Image for Creating a savings habit

Creating a savings habit

05 December 2018

Francis Goss looks at how we develop habitual behaviours and discusses how the industry can learn from this and help create a savings culture.

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Image for The power of governance. Is it through delegation?

The power of governance. Is it through delegation?

23 November 2018

Does every decision need to go to the board? Do they need to assess manager performance at every meeting? Can asset owners allow decisions further down the organisation to be made through delegation? 

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Image for Responsible Investing: Implications for Pensions

Responsible Investing: Implications for Pensions

21 November 2018

'Assets managed under some form of sustainable, responsible investing mandate across the globe grew from $18 trillion in 2014 to $23 trillion in 2016' Matt Tucker looks at the measures investment managers take to satisfy scheme trustees of their credentials in relation to responsible investing.

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Image for Getting ScamSmart

Getting ScamSmart

16 November 2018

In a previous blog I drew attention to the recent update to "Combating Pension Scams: A Code of Good Practice’ from the Pensions Administration Standards Association (PASA). 

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Image for How to solve a problem like GMP equalisation

How to solve a problem like GMP equalisation

09 November 2018

The High Court handed down its decision in Lloyds Banking Group Pensions Trustees Ltd v Lloyds Bank plc and others at the end of October. The decision provides long-awaited clarification that there is a requirement to equalise for the effect of guaranteed minimum pensions (GMPs), and approves methods to achieve this.


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Image for Hidden talents. Hidden value.

Hidden talents. Hidden value.

05 November 2018

Richard Butcher shares his opinions on what the real value of transparent transaction cost data is. 

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Image for What are Regulators for?

What are Regulators for?

05 November 2018

Ian Neale looks at the recent joining of regulatory forces and asks; what has this achieved?

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Image for Retirement choices: a DC trustee responsibility?

Retirement choices: a DC trustee responsibility?

29 October 2018

Pensions freedoms have created a world of retirement choices for members since they were introduced in 2015. But where does this leave trustees of occupational DC schemes – Sackers ask, is it a DC trustee responsibility? 

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Image for The rise of the Robo Advisor: interrupted

The rise of the Robo Advisor: interrupted

18 October 2018

Fintech continues to threaten traditional business models, from banking and credit through to digital escrow’. Word on the street is Fintech is on the verge of disrupting the pensions industry. Call it Pentech (Pensions Technology) or TechFin (technology firms entering the financial arena), the threats are endless. On this basis, the Pensions Dashboard, Blockchain and Robo-advice should be just around the corner. 

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Image for I want someone to help me

I want someone to help me

12 October 2018

Peter Nicholas explains how important it is to receive quality guidance and assistant at the right time.

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Image for Where there’s blame, there’s often no claim

Where there’s blame, there’s often no claim

10 October 2018

When a pension scheme changes administrator, one universal truth applies: data issues and historical errors will be uncovered.  

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Image for Building trust in the pensions system

Building trust in the pensions system

01 October 2018

Many pension scheme members don’t trust the system and, argues Simon Hubbard, this might only get worse for future retirees. We need to give savers a clear idea of what to expect when they retire.

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Image for Integrating climate risks with your scenario planning

Integrating climate risks with your scenario planning

26 September 2018

A new perspective on incorporating climate-related risks and opportunities in scenario analysis for strategic investment decision-making

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Image for Should trustees think more like corporates to get what they need?

Should trustees think more like corporates to get what they need?

14 September 2018

To do the best for members, Karein Davie asks if there are other tips that can be taken from the way that a corporate operates?

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Image for Switching from RPI – key considerations for trustees

Switching from RPI – key considerations for trustees

12 September 2018

From an employer’s perspective, switching from RPI to CPI as the basis for calculating pension increases might seem a relatively easy way to reduce a defined benefit pension scheme’s deficit. For trustees, there is more to think about than just the potential cost saving.

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Image for  Cruising to good data

Cruising to good data

31 August 2018

High quality data is a very, if not the most, important input to provision of a successful administration service. Geraldine Brassett identifies the key factors when is comes to providing quality service.

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Image for A new solution to closing the income gap

A new solution to closing the income gap

31 August 2018

UK defined benefit pension schemes are rapidly moving into cash flow negative territory, so the impending reality of fulfilling pension promises should be at the top of trustees’ agendas. 

It’s time for a shift in perspective and look at assets in a new light – do they generate income?

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Image for Freedom, choice and equality

Freedom, choice and equality

17 August 2018

Taylor Smith discusses the momentum that is gathering behind the Daily Mail campaign to allow people to commute annuities purchased before April 2015. 

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Image for FOMO – and changing savings behaviour

FOMO – and changing savings behaviour

16 August 2018

Peter Nicholas looks at interesting behaviours we all exhibit and discusses how we can use these in the retirement savings world.

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Image for Selecting delegated investment managers

Selecting delegated investment managers

02 August 2018

Learnings from e-commerce and beyond.
Ortec's Maurits van Joolingen shares his thoughts on ratings, reviews and choices when it comes to investment management.

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Image for Climate Change – can actuaries actually save the world?

Climate Change – can actuaries actually save the world?

26 July 2018

Chris Mason tackles the climate change topic and debates if the industry can do more to help.

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Image for Reconciling our differences - GMP

Reconciling our differences - GMP

25 July 2018

“Tens of thousands” of pension scheme members are being asked to return overpayments of pensions, PTL's Alison Bostock looks at the truths behind the headlines.

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Image for Buy ins and buy outs: Be prepared (be very prepared)

Buy ins and buy outs: Be prepared (be very prepared)

24 July 2018

The ever-growing volume of bulk annuity transactions has seen them become somewhat more standardised, but perhaps more importantly, the lawyers and consultants who regularly advise in this area now have established relationships (and precedent documentation) with most or all of the relevant insurers.

Does that make it easier to transact quickly? - Yes, but only up to a point.


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Image for Time to talk

Time to talk

05 July 2018

Kim Gubler introduces the new Trustee Administration Governance Checklist which is designed to help trustees when it comes to evidencing engagement with administrators.

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Image for Combating Pension Scams

Combating Pension Scams

03 July 2018

Ian Neale addresses the changing nature of pension scams and how the industry plans to tackle them.

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Image for “Are you talking to me?”

“Are you talking to me?”

21 June 2018

Peter Nicholas draws comparison from the movie 'Taxi Driver ' to highlight communication problems within the pensions industry. In this insightful piece Peter asks how the industry can translate important messages more effectively to all members.

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Image for Old and new worlds meet

Old and new worlds meet

13 June 2018

Active membership of defined benefit (DB) pension schemes has fallen by just over one million in the past seven years, with most predictions forecasting that the remaining 12% of still-active private sector DB schemes will close before the end of the next seven. While the pace of closures appears to be slowing, the outcome remains inevitable.

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Image for Emerging market debt demystified

Emerging market debt demystified

08 June 2018

Despite evolving as an asset class and becoming a strategic holding for many, emerging market (EM) debt can still be clouded by misconceptions and concerns for some investors. The reality is that these markets continue to mature, but still offer the potential for diversification and enhanced returns.
 
We examine the reality of EM debt investing and find that, while challenges remain, fixed-income investing in EM is more robust and investible than is often perceived.

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Emerging trade war?

07 June 2018

The President’s announcement to impose tariffs on $60 billion of Chinese imports has reignited these fears

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Image for Climate change

Climate change

07 June 2018

Practical tips and guidelines for trustees

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Image for The deadline has passed

The deadline has passed

22 May 2018

Are trustees compliant?

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Image for Clearer, quicker, tougher

Clearer, quicker, tougher

21 May 2018

Clearer, quicker, tougher - why TPR's new mantra matters to you  

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Image for Is your member communication fit for purpose?

Is your member communication fit for purpose?

18 May 2018

PTL's Keith Lewis encourages providers and trustees to consider whether they can improve their communications to members. 

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Image for Admin value for money – how do you judge?

Admin value for money – how do you judge?

11 May 2018

Kim Gubler discusses the term 'value for money' and suggests guidance for Trustees to make sure they are getting it.

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Image for GDPR: are you ready for new data regulations?

GDPR: are you ready for new data regulations?

11 May 2018

What are the biggest issues you need to be aware of – and how should you tackle them? 

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Image for Pension freedoms: sounds great, but is it working?

Pension freedoms: sounds great, but is it working?

04 May 2018

Ian Neale debates the ideas proposed by the WPC when it comes to deciding what to do with your pension pot.

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Image for Changing administrators? Here are 5 top tips for a smooth transition

Changing administrators? Here are 5 top tips for a smooth transition

26 April 2018

Changing your pension administrator is a big deal. Let’s face it, most trustees are at least a little resistant to change given the complexity and perceived risk involved. Even with meticulous planning and research, plenty of headaches await should you fail to get it right. 

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Image for What does bowel cancer screening have to do with my pension?

What does bowel cancer screening have to do with my pension?

19 April 2018

It’s all a matter of communication.

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Image for Retirement planning: challenges for pension providers and retirees alike

Retirement planning: challenges for pension providers and retirees alike

13 April 2018

Today, pension providers like insurers and pension funds, face multiple challenges regarding pensions communication.

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Image for PPF Levy – Do you know the score?

PPF Levy – Do you know the score?

12 April 2018

Ahead of the PPF levy deadline Robert Palmer explains how checking your data is correct could save more than just money.

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Image for Contingency plan

Contingency plan

01 May 2018

Cash will always be king but contingent assets can be a workable compromise

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Image for No news is good news

No news is good news

01 May 2018

Business as usual for pensions post-Budget

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Image for Spotlight on transaction cost disclosure

Spotlight on transaction cost disclosure

01 May 2018

Donny Hay discusses the impact and reasons for transparency on transaction costs

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Image for DC Administration Governance?

DC Administration Governance?

17 November 2017

Lucy Collet asks: What do you think of when you think of DC Governance?

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Image for The Pensions Dashboard: where are we?

The Pensions Dashboard: where are we?

17 November 2017

We need to get a grip on retirement saving says Aries Insight's' Ian Neale.

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Image for Dashboard Ready

Dashboard Ready

17 November 2017

The pensions dashboard project is well underway; but what do consumers think and how can schemes prepare ahead of the launch?

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Image for Pension proud

Pension proud

03 November 2017

"I'm proud to work in pensions, but I'm jealous of the NHS" - Peter Nicholas

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