Pension Funds Insider

Governance

Image for NSPCC Pension Scheme secures buy-in with PIC

NSPCC Pension Scheme secures buy-in with PIC

The Pension Insurance Corporation (PIC) has completed a £63m buy-in with the trustees of the National Society for the Prevention of Cruelty to Children (NSPCC) Pension Scheme.

20 May 2013

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Image for PPF publishes three-year plan

PPF publishes three-year plan

The Pension Protection Fund (PPF) has unveiled its strategic objectives for the next three years to reflect a "mature organisation".

20 May 2013

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Image for Advisers hide data issues from trustees

Advisers hide data issues from trustees

Data problems suffered by schemes are down to advisers withholding information and issues from trustees in fear of it jeopardising their appointment, a pensions actuaries and administration specialist has said.

17 May 2013

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Image for LAPFF backs JP Morgan chair/CEO separation

LAPFF backs JP Morgan chair/CEO separation

The Local Authority Pension Fund Forum (LAPFF) has called for JP Morgan to split the roles of chairman and CEO.

16 May 2013

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Image for FTSE350 DB pension deficits rise over £100bn

FTSE350 DB pension deficits rise over £100bn

The defined benefit (DB) pension scheme accounting deficits for FTSE350 companies were £108bn at 30 April 2013, which corresponds to a funding ratio of 84%, according to data published by Mercer.

13 May 2013

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Image for Roger Edwards to leave Royal London

Roger Edwards to leave Royal London

Royal London, a mutual life and pensions company, has announced that Roger Edwards, managing director of UK protection brands Bright Grey and Scottish Provident, will be leaving the company.

13 May 2013

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Image for Pensions Policy Institute announces new director

Pensions Policy Institute announces new director

The Pensions Policy Institute (PPI) has appointed a new director.

03 May 2013

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Image for More focus on lifestyling and dynamic governance for DC schemes

More focus on lifestyling and dynamic governance for DC schemes

More work is required to help defined contribution (DC) scheme members build their funds, experts said at a Pension Investment Academy (PIA) seminar.

02 May 2013

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Image for NEST's membership increases

NEST's membership increases

Over 300 large employers have signed up to the National Employment Savings Trust (NEST), the organisation has announced.

01 May 2013

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Image for Political conflict of interests in local government schemes

Political conflict of interests in local government schemes

Concerns have been raised by the pensions industry regarding conflicts of interest within local government pension schemes (LGPS).

25 April 2013

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Image for PMI elects new president

PMI elects new president

The Pensions Management Institute (PMI) has elected Paul Couchman as its new president, who will take over from Susan Andrews at PMI's annual general meeting in July.

23 April 2013

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Image for ABP funding ratio increases to 101% in Q1 2013

ABP funding ratio increases to 101% in Q1 2013

The latest financial report from Dutch fund ABP has revealed that its funding ratio increased five percentage points to 101% in the first quarter of 2013 from the forth quarter of 2012.

18 April 2013

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Image for Mercer launches forum on UK DC provision

Mercer launches forum on UK DC provision

Mercer has launched an interactive forum, which aims to stimulate debate about the challenges surrounding defined contribution (DC) provision.

16 April 2013

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Image for Delayed pensions payments rise sparks fears

Delayed pensions payments rise sparks fears

A rise in the number of late payments made into company schemes could be indicative of "economic problems laying ahead", said Pinsent Masons lawyers.

15 April 2013

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Image for PPF 7800 Index reveals deficit increase in March

PPF 7800 Index reveals deficit increase in March

The Pension Protection Fund's (PPF) latest 7800 Index has revealed that the deficit of defined benefit (DB) schemes has increased to an estimated £236.6bn in March 2013.

09 April 2013

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Image for Buyout activity to exceed £6bn in 2013

Buyout activity to exceed £6bn in 2013

Insurers expect total buyout activity to exceed £6bn during 2013, according to the latest analysis of the pension fund buyout market from an employee benefit provider.

05 April 2013

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Image for UK pensions deficit will rise to £100bn+ 

UK pensions deficit will rise to £100bn+ 

UK pension scheme deficits will rise to over £100bn at the "critical" 31 March company accounting date, according to analysis from an employee benefits firm.

28 March 2013

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Image for Pensions Institute launches DC good practice principles

Pensions Institute launches DC good practice principles

The Pensions Institute has published a set of "good practice" principles for modelling defined contribution (DC) schemes.

27 March 2013

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Image for Fujitsu makes "special payment" to UK DB schemes

Fujitsu makes "special payment" to UK DB schemes

Fujitsu UK and Ireland has received £800m from Fujitsu Limited to "substantially" improve the funding position of its defined benefit (DB) schemes.

27 March 2013

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Image for Cautious optimism as pension deficits decrease

Cautious optimism as pension deficits decrease

Pension deficits fell by £70bn to £551bn in February wiping out the previous month's increase, according to research from a pensions and employee benefits specialist.

18 March 2013

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Image for Expect more longevity swap transactions, says report

Expect more longevity swap transactions, says report

More longevity swap transactions are expected to take place this year as the larger schemes get ready to de-risk, according to a report.

15 March 2013

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Image for PPF appoints new CIO and head of restructuring and insolvency

PPF appoints new CIO and head of restructuring and insolvency

The Pension Protection Fund (PPF) has appointed a new chief investment officer (CIO) and a new head of restructuring and insolvency.

15 March 2013

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Image for NAPF launches assessment guide for good investment stewardship

NAPF launches assessment guide for good investment stewardship

The National Association of Pension Funds (NAPF) has published a guide to help trustees assess the stewardship skills of prospective investment managers.

13 March 2013

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Image for Pensions risk for charities highlighted to ministers

Pensions risk for charities highlighted to ministers

Growing pension liabilities are creating a time bomb within the charity sector that could explode at any moment, say charity membership organisations. 

12 March 2013

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Image for PQM guide to tackle poor pension communications

PQM guide to tackle poor pension communications

The Pension Quality Mark (PQM) has launched a new guide to help employers communicate more effectively with staff about pensions.

28 February 2013

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Image for UK credit downgrade could impact discount rates

UK credit downgrade could impact discount rates

Moody's decision to downgrade UK sovereign debt from AAA to AA1 could increase pressure on accountants to reduce balance sheet pension liabilities, warn consultants.

26 February 2013

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Image for UK schemes are falling behind their long-term targets

UK schemes are falling behind their long-term targets

UK pension schemes are falling further behind their long-term objectives, warns Aon Hewitt.

26 February 2013

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Image for ONS figures reveals decline in membership of DB schemes

ONS figures reveals decline in membership of DB schemes

The decline in the number of employees with a workplace pension has been driven mainly by the fall in membership of defined benefit (DB) schemes, says the Office for National Statistics (ONS).

22 February 2013

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Image for L&G agrees insurance deal with BAE Systems

L&G agrees insurance deal with BAE Systems

Legal & General has agreed to a longevity insurance arrangement for the defence and aerospace company BAE Systems' 2000 Pension Plan.

21 February 2013

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Image for "There's a lot to do in 2013," says NAPF chairman

"There's a lot to do in 2013," says NAPF chairman

The National Association of Pension Funds' (NAPF) chairman Mark Hyde Harrison comments on the challenges that the pensions world will face in the year ahead, and says that "more needs to be done".

19 February 2013

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Image for Pension deficits fall in January, says PPF

Pension deficits fall in January, says PPF

The Pension Protection Fund (PPF) has revealed that the deficit of defined benefit pension schemes has decreased in January.

13 February 2013

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Image for Pension deficits rise

Pension deficits rise

The deficit of the UK's biggest defined benefit (DB) pension schemes increased by £13bn in January despite a 6.5% rise in the UK stock market, according to data collected by Mercer.

07 February 2013

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Image for Medically underwritten buy-ins could save DB schemes 10%

Medically underwritten buy-ins could save DB schemes 10%

Savings of 10% or more could be secured by trustees of defined benefit (DB) schemes when they de-risk, due to the introduction of health and lifestyle techniques in the bulk purchase annuity (BPA) market, a report says.

04 February 2013

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Image for Calls for evidence on impact on DB growth

Calls for evidence on impact on DB growth

The Department for Work and Pensions has published a call for evidence by the Chancellor on the impact of funding defined benefit (DB) pensions on investment and growth.

28 January 2013

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Image for DB schemes are buckling under the pressure

DB schemes are buckling under the pressure

A new National Association of Pensions Funds (NAPF) survey reveals that defined benefit pension funds are closing their doors to new staff at the fastest rate on record.

28 January 2013

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Image for PPF appoints new executive director

PPF appoints new executive director

The Pension Protection Fund (PPF) has appointed Andy McKinnon, chief financial officer, as an executive director to its board.

23 January 2013

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Image for Corporates good model for pension schemes admin, says PASA

Corporates good model for pension schemes admin, says PASA

The Pensions Administration Standards Association (PASA) has said that when it comes to handling administration, pension schemes should operate more like corporates.

22 January 2013

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Image for Barnardo's to close DB scheme

Barnardo's to close DB scheme

"Our pension strategy is prudent and fair." Kevin Barnes, director of finance at Barnardo's said, when he announced that the children's charity is to close its DB scheme to further contributions.

17 January 2013

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Image for All-in-one approach has the future

All-in-one approach has the future

A new report published by investment manager BNY Mellon has identified administration, risk control and competitive fees as the three key critical considerations for DC pension schemes selecting a platform provider in the UK.

17 January 2013

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Image for Australian pension fund to withdraw from News Corp

Australian pension fund to withdraw from News Corp

Australian pension fund First Super will sell down its £4.6m stake in News Corp after Rupert Murdoch's failed to comply with the governance standards set by the scheme.

11 January 2013

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Image for A New Year, with old and new challenges for DC pensions

A New Year, with old and new challenges for DC pensions

Mercer has prepared a watch-list of 10 challenges facing companies involved in the auto-enrolment process.

09 January 2013

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Image for More organisations to reduce DC contribution levels

More organisations to reduce DC contribution levels

A new Aon Hewitt survey confirms that more organisations expect to reduce DC contribution levels for auto-enrolment. Few, however, expect to change their DC vehicle.

03 January 2013

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Image for PPF confirms new levy estimate

PPF confirms new levy estimate

Following a consultation launched in September, the Pension Protection Fund (PPF) has confirmed the 2013/14 pension protection levy estimate.

19 December 2012

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Image for Edmund Truell appointed new chair of London Pensions Fund Association

Edmund Truell appointed new chair of London Pensions Fund Association

Edmund Truell has been appointed the new chairman of the London Pensions Fund Authority (LPFA) by London mayor Boris Johnson.

18 December 2012

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Image for UK Coal's new business structure spares scheme from the PPF

UK Coal's new business structure spares scheme from the PPF

Twenty five hundred jobs and the pension savings of 6800 people have been spared due to the new structure under which UK Coal will operate.

13 December 2012

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Image for Invensys' trustees look at deal that will save scheme

Invensys' trustees look at deal that will save scheme

The trustees of the Invensys Pension Scheme can look forward to the £1.7bn sale of Invensys' rail division to Siemens, a move which will wipe out most of the engineering group's bulky pension deficit.

04 December 2012

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Image for Scottish Life launches automatic enrolment solution

Scottish Life launches automatic enrolment solution

Scottish Life, the pensions branch of the Royal London Group, has launched an automatic enrolment (AE) proposition this week.  

04 December 2012

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Image for New code of conduct to clarify pension charges

New code of conduct to clarify pension charges

A new joint industry code of conduct has been published by a group of pensions experts to provide a consistent disclosure of charges and investment costs for the first time in light of auto-enrolment.

28 November 2012

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Image for PMI offers way for efficient trustee boards to cut insurance premiums

PMI offers way for efficient trustee boards to cut insurance premiums

The Pensions Management Institute (PMI) is collaborating with a trustee liability insurance provider to improve governance and reduce risk for trustee boards through training and development.

21 November 2012

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Image for Joanne Segars selected as new EFRP chair

Joanne Segars selected as new EFRP chair

Joanne Segars, chief executive of the National Association of Pension Funds (NAPF), has been elected as chair of the European Federation for Retirement Provision (EFRP).

13 November 2012

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Image for New Archbishop will be faced with huge pension deficit

New Archbishop will be faced with huge pension deficit

The former Archbishop of Canterbury has seen his fair share of problems in the Church, but one thing seems to have remained largely unaddressed; its ever-rising pension deficit. Hopefully Etonian and former oil executive Justin Welby, the new Archbishop of Canterbury, is good with numbers.

12 November 2012

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Image for Master Trust Association brings unified voice

Master Trust Association brings unified voice

The Master Trust Association (MTA) has been launched this week in order to promote best practice within master trusts and to ensure UK providers get a unified voice.

08 November 2012

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Image for NEST will be more popular than current predictions indicate

NEST will be more popular than current predictions indicate

Atkin & Co, the pension scheme administrator and actuarial consultant, has today argued that the National Employment Savings Trust (NEST) could be a more popular choice than currently being predicted, particularly for smaller employers.

31 October 2012

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Image for UK schemes' funding ratio improved in 2012

UK schemes' funding ratio improved in 2012

The funded status of defined benefit (DB) pension schemes in the US, Canada and the Netherlands has declined since December 2011, says consultancy firm Mercer. However, an improvement is seen in the UK.

29 October 2012

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Image for AT&T will boost pension fund with equity stake

AT&T will boost pension fund with equity stake

Multinational telecommunications corporation AT&T have announced it will contribute a stake in its wireless business worth $9.5bn to the company's pension plan in an effort to secure the fund, according to Reuters.

22 October 2012

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Image for NAPF explores 'defined ambition' pensions

NAPF explores 'defined ambition' pensions

With the help of  a group of industry experts the National Association of Pension Funds (NAPF) has published a new essay examining what a 'defined ambition' (DA) pension might look like.

18 October 2012

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Image for Many companies remain undecided on auto-enrolment arrangements

Many companies remain undecided on auto-enrolment arrangements

Around a third of companies due to start auto-enrolment in the first half of 2013 are still considering their strategic response to the new regulations, according to a new survey by Mercer.

16 October 2012

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Image for "Stop default funds with toxic charges," says Pensions Institute

"Stop default funds with toxic charges," says Pensions Institute

Default funds with high charges should not be permitted in the new auto-enrolment market; otherwise millions of employees will suffer, the Pensions Institute has concluded in a new report.

11 October 2012

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Image for Global investors demand independent News Corp chair

Global investors demand independent News Corp chair

Members of the Local Authority Pension Fund Forum (LAPFF) and US-based Christian Brothers Investment Services (CBIS) have co-filed a resolution which seeks the appointment of an independent chair at News Corporation.

09 October 2012

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Image for Pay should be linked to long term performance, says L&G

Pay should be linked to long term performance, says L&G

Legal & General Investment Management (LGIM) said that this year's "shareholder spring" highlights a need for a stronger correlation between chief executive pay and long term performance.

04 October 2012

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Image for Accounting deficit of UK's DB schemes reduced over September

Accounting deficit of UK's DB schemes reduced over September

FTSE350 pension schemes funding levels hit 2012 high after deficits reduce by 33% in September, says Mercer.

03 October 2012

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Image for Low-risk pension strategy should keep young saving

Low-risk pension strategy should keep young saving

A low risk approach to defined contribution (DC) pension investment could be an appropriate strategy for use by young employees who have accumulated relatively small investment pots, according to Mercer.

28 September 2012

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Image for Aviva launches auto-enrolment solution

Aviva launches auto-enrolment solution

Insurance company Aviva has launched an online automatic enrolment modelling and compliance solution for employers to manage their pension responsibilities.

26 September 2012

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Image for PPF sets pension protection levy at £630m

PPF sets pension protection levy at £630m

The Pension Protection Fund (PPF) announced that the pension protection levy estimate for 2013/14 will be £630m.

26 September 2012

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Image for Unite warns for more strikes in Argos pension dispute

Unite warns for more strikes in Argos pension dispute

More strikes could hit retail giant Argos unless the company goes to the conciliation service Acas to resolve a dispute over the closure of the final pension scheme, Unite has warned.

24 September 2012

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Image for Dutch pension funds slowly make their way to recovery

Dutch pension funds slowly make their way to recovery

Increasing share prices have resulted in a higher average coverage ratio of Dutch pension funds.

21 September 2012

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Image for Occupational schemes see slow but steady decline in active membership

Occupational schemes see slow but steady decline in active membership

The total membership figure of occupational schemes in the UK is estimated to be 27.2 million, the same as in 2010, according to figures from the Office for National Statistics (ONS). 

20 September 2012

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Image for Uncertainty about future RPI continues, says Cardano

Uncertainty about future RPI continues, says Cardano

Investment advisor and fiduciary manager Cardano believes that last week's Consumer Prices Advisory Committee (CPAC) meeting has created further uncertainty about how RPI inflation will be calculated in future.

19 September 2012

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Image for Capita Hartshead and Bluefin become Capita Employee Benefits

Capita Hartshead and Bluefin become Capita Employee Benefits

After the acquisition of Bluefin Corporate Consulting by Capita Hartshead in April, the companies are to combine forces and rebrand as Capita Employee Benefits. The new name comes into effect from November.

11 September 2012

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Image for Pension schemes' deficits decreased during August

Pension schemes' deficits decreased during August

The aggregate deficit of the 6,432 schemes in the PPF 7800 index is estimated to have decreased over the month to £280.3bn at the end of August 2012, from a deficit of £283bn at the end of July, the Pension Protection Fund (PPF) says.

11 September 2012

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Image for The Pensions Trust to launch multi-employer scheme for third sector

The Pensions Trust to launch multi-employer scheme for third sector

Pension provider The Pensions Trust has announced its intention to launch a defined contribution (DC) multi-employer offering for the voluntary sector.

10 September 2012

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Image for UK companies need to take action to limit impact of IAS 19

UK companies need to take action to limit impact of IAS 19

"While companies continue to be focused on working with trustees to tackle their pension scheme funding deficits, we suspect the introduction of the revised IAS 19 in January 2013 is slipping under the radar of many financial directors," said Simon Robinson, principal at Aon Hewitt, this week.

03 September 2012

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Image for Local government employers back pension changes

Local government employers back pension changes

Employers have joined the main trade unions in supporting the planned pension scheme changes which are due to take effect from 2014.

31 August 2012

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Image for AGA takes drastic measures to rescue pension fund

AGA takes drastic measures to rescue pension fund

Shares in AGA Rangemaster, the cooker and kitchen specialist, dropped as it scrapped its dividend payouts to save its pension fund.

29 August 2012

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Image for ABI presents action plan on clearer pension charges, industry reacts

ABI presents action plan on clearer pension charges, industry reacts

In a letter to the regulators, the Association of British Insurers (ABI) has set out an action plan for clearer pension charges and costs.

23 August 2012

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Image for Four risk areas for DC schemes during Eurozone crisis

Four risk areas for DC schemes during Eurozone crisis

Consultancy firm Mercer has highlighted four potential risk areas from the Eurozone crisis that have direct implications for defined contribution (DC) pension plans, along with some suggested actions that could help scheme sponsors and trustees mitigate these risks.

21 August 2012

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Image for BBC pension deficit almost doubles

BBC pension deficit almost doubles

The latest interim funding report of the BBC has revealed that the scheme's shortfall has risen to £2.6bn at 1 April 2012, an increase of more than a billion pounds from last year's figures.

17 August 2012

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Image for Dawson International in administration due to pension deficit

Dawson International in administration due to pension deficit

Cashmere clothing maker Dawson International has gone into administration after the Pension Protection Fund (PPF) and Pensions Regulator rejected its request to put its pension plans into a protection fund.

16 August 2012

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Image for Pension schemes deficits increase during July 

Pension schemes deficits increase during July 

The aggregate deficit of the 6,432 schemes in the PPF 7800 index is estimated to have increased over the month to £283.0bn at the end of July 2012, from a deficit of £267.0bn at the end of June, the Pension Protection Fund (PPF) says.

14 August 2012

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Image for UK Coal reports £450m pension deficit but strikes deal with trustees

UK Coal reports £450m pension deficit but strikes deal with trustees

Britain's biggest coal producer, UK Coal, has reached an agreement with its pension trustees that will see them extend a support package worth £90m up to the end of 2015.

14 August 2012

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Image for PPF launches specialist administration panel

PPF launches specialist administration panel

The Pension Protection Fund (PPF) has launched a new specialist administration services panel (SASP) as part of the ongoing development of its Assess & Pay programme.

02 August 2012

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Image for 2012 pension fund buyouts analysis released

2012 pension fund buyouts analysis released

JLT Pension Capital Strategies (JLT PCS), which specialises in corporate consulting and pension scheme de-risking, has released its latest analysis of pension fund buyouts in 2012.

02 August 2012

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Image for Kay Review publishes final report

Kay Review publishes final report

The Kay Review published its final report this Monday urging asset managers and other participants in the equity investment chain to adopt a more long-term vision and put their clients' interests first.

23 July 2012

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Image for CalPERS and CalSTRS pension funds report small returns

CalPERS and CalSTRS pension funds report small returns

The California public employee and teacher pension funds both posted small annual returns this week and might call for higher contributions. 

17 July 2012

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Image for Pension schemes saw deficits go down in June

Pension schemes saw deficits go down in June

The aggregate deficit of the 6432 defined benefit (DB) schemes in the PPF 7800 index is estimated to have decreased over the month to £267.0bn at the end of June 2012, from a deficit of £312.1bn at the end of May, the Pension Protection Fund (PPF) says.

10 July 2012

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Image for Pension schemes of FTSE 100 companies face tough times

Pension schemes of FTSE 100 companies face tough times

Firms in the FTSE 100 share index paid an extra £11bn into their pension schemes last year in a bid to reduce the schemes' deficits, a report by actuaries LCP claims.

10 July 2012

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Image for ING saves €300m due to new pension scheme

ING saves €300m due to new pension scheme

ING and Dutch trade unions today announced they have finalised plans for a new pension scheme for the firm's employees in the Netherlands.

05 July 2012

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Image for UK's DB pension scheme liabilities reach historic highs 

UK's DB pension scheme liabilities reach historic highs 

Aon Hewitt has said that the liabilities of the FTSE 350's final salary pension schemes, as shown in their company accounts, are now equal to 35% of their sponsoring companies' combined market capitalisation. This, Aon Hewitt says, is "the highest level this proportion has ever reached".

03 July 2012

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Image for Fiduciary management: Debunking the myths

Fiduciary management: Debunking the myths

The Pensions Regulator is increasingly turning up the heat when it comes to scheme governance, which is understandable given the past few years of economic turbulence and the amount of money involved. On top of that, scheme members need to be protected. So how can trustees ensure they adhere to all of these demands and still keep on top of the long term goals and day-to-day chores?

29 June 2012

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Image for Co-operative Group extends pensions offering for auto-enrolment

Co-operative Group extends pensions offering for auto-enrolment

Following a widespread review of its retirement benefits ahead of auto-enrolment, the Co-operative Group, the UK's largest mutual business owned by its customers, announced it will offer its career average 'Pace' scheme to all of its workers.

29 June 2012

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Image for NAPF's PQM scope extended in light of auto-enrolment

NAPF's PQM scope extended in light of auto-enrolment

Adapting to the changes that are sparked by auto-enrolment, the National Association of Pension Funds' (NAPF) Pension Quality Mark (PQM) is including a new standard for pension schemes that use a different type of charge.

29 June 2012

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Image for UK pensions fraud up 55%, warns Baker Tilly

UK pensions fraud up 55%, warns Baker Tilly

Nearly one in five pension schemes in the UK have suffered fraud in the past 2 years, Baker Tilly's Pensions Fraud Risk survey 2012 reveals. This is an alarming rise of 55% on the same period last year.

22 June 2012

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Image for FSA reduced scheme deficit by £7.4m over 2011

FSA reduced scheme deficit by £7.4m over 2011

The Financial Services Authority (FSA) has reduced the deficit in its defined benefit (DB) pension scheme by £7.4m over 2011, the firm announces in its annual report this week.

22 June 2012

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Image for Massive surge in UK pension deficit, says PPF

Massive surge in UK pension deficit, says PPF

The collective deficit of the UK's private sector final salary pension schemes have gone up with £104.5bn during the month of May, new figures from the Pension Protection Fund (PPF) show.

22 June 2012

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Image for House of Fraser closes final salary pension schemes to future  accrual

House of Fraser closes final salary pension schemes to future accrual

Department store House of Fraser has closed its two defined benefit (DB) pension schemes to future accrual.

12 June 2012

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Image for New Local Government Pension Scheme (LGPS) plans revealed

New Local Government Pension Scheme (LGPS) plans revealed

The Local Government Association (LGA) and trade unions have announced their new LGPS proposals which will take effect from 1 April 2014.

08 June 2012

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Image for ABP produces annual results after a tumultuous year

ABP produces annual results after a tumultuous year

The Netherland's pension fund for public employees, ABP, published its annual results after a turbulent year revealing a positive return but falling coverage ratio due to low interest rates.

24 May 2012

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Image for Swiss pension funds alter asset allocation after negative results

Swiss pension funds alter asset allocation after negative results

A new survey of Swiss pension funds shows that over the year 2011, schemes did not manage to achieve the positive results they had hoped for.

23 May 2012

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Image for Report calls for better active governance of DC schemes

Report calls for better active governance of DC schemes

At a seminar for leading industry professionals, the Defined Contribution Investment Forum (DCIF), a group of organisations formed to exchange ideas and develop initiatives to promote investment excellence in DC pensions, launched a new White Paper setting out the benefits of an active governance approach.

21 May 2012

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Image for Half of UK employers confirmed pension provider ahead of auto-enrolment

Half of UK employers confirmed pension provider ahead of auto-enrolment

New research from NEST shows around half of the UK largest employers and medium-sized employers have confirmed their provider for auto-enrolment and are expecting pension providers to support them through the process of change.

18 May 2012

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Image for DB pension schemes in UK see total deficit increase with £100bn

DB pension schemes in UK see total deficit increase with £100bn

The UK's defined benefit (DB) private pension schemes saw their accumulated deficit grow nearly two-fold in the last year, figures released by JLT Pension Capital Strategies (PCS) revealed.

11 May 2012

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Image for JP Morgan's pensions and benefits rebrand plans pay off

JP Morgan's pensions and benefits rebrand plans pay off

Financial services firm J.P. Morgan announced impressive results from a recent rebrand of their employee benefits scheme which saw the take up of their various benefits packages, including pensions, go up with 26% compared to the previous year.

01 May 2012

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Image for Biggest Dutch pension schemes efforts seem futile despite growing assets

Biggest Dutch pension schemes efforts seem futile despite growing assets

The top five biggest pension schemes in the Netherlands published their first quarter results revealing a growth in total assets but a continued problem with coverage ratios due to low interest rates.

26 April 2012

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Image for CalSTRS faces $65bn shortfall

CalSTRS faces $65bn shortfall

America's second biggest public pension scheme, which provides for the retirement of half a million California-based teachers, will face a shortfall of $64.5bn over the next three decades, its deputy chief executive, Ed Derman, told reporters.

26 April 2012

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Image for Dutch film industry pension scheme to transfer to PNO Media

Dutch film industry pension scheme to transfer to PNO Media

The Dutch Central Bank (DNB) has given permission to the pension fund for the film and cinema industry (BPF Film) to go into liquidation and transfer its assets and members to the bigger media scheme PNO Media.

17 April 2012

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Image for Top 100 US corporate pension funds see record underfunding as liabilities soar

Top 100 US corporate pension funds see record underfunding as liabilities soar

The 100 largest corporate pension funds in the US saw their funding levels drop to an all time low in 2011 due to a combination of falling stock prices, low interest rates and increased liabilities, pension consulting firm Milliman said.

13 April 2012

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Image for Blog: Could pensions longevity risk sink UK?

Blog: Could pensions longevity risk sink UK?

It's been an even more exciting week than usual for actuaries.

12 April 2012

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Image for LAPFF welcomes Murdoch's decision to step down as Chairman of BSkyB

LAPFF welcomes Murdoch's decision to step down as Chairman of BSkyB

James Murdoch's decision to step down as chairman of BSkyB has been welcomed by the Local Authority Pension Fund Forum (LAPFF).

04 April 2012

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Image for Zurich could hold  referendum on scandal BVK pension  fund recovery plan

Zurich could hold referendum on scandal BVK pension fund recovery plan

A plan to inject 2 billion Swiss francs (£1.38bn) into a struggling public sector pension fund might trigger a referendum over accounting techniques used in the recovery plan.

30 March 2012

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Image for QinetiQ agrees with pension fund trustees to reduce deficit

QinetiQ agrees with pension fund trustees to reduce deficit

Defence technology company QinetiQ has announced it has reached an agreement with the pension fund trustees of its UK defined benefit (DB) pension scheme to reduce its pension deficit and improve the security of the scheme.

29 March 2012

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Image for New B&CE CEO slams NEST 'favouritism'

New B&CE CEO slams NEST 'favouritism'

New B&CE CEO Patrick Heath-Lay has complained of the "confusion that for some people auto-enrolment equals NEST" in a frank interview with Pension Funds Insider.

29 March 2012

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Image for Webb praises Tesco pension scheme, defines risk-sharing aspiration

Webb praises Tesco pension scheme, defines risk-sharing aspiration

Pensions minister Steve Webb has praised supermarket group Tesco for proposing changes to its pension scheme designed to allow it to continue offering a defined benefit plan.

22 March 2012

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Image for UK stewardship code set for changes after Kay criticism

UK stewardship code set for changes after Kay criticism

The UK stewardship code on shareholder engagement is set for changes this April after criticism of its apparent ineffectiveness were made in the interim findings of the Kay review.

20 March 2012

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Image for Pension funds are not absentee owners, says NAPF Investment Chair

Pension funds are not absentee owners, says NAPF Investment Chair

Martin Mannion, the Investment Council chairman at the National Association of Pension Funds (NAPF) opened the industry body's annual investment conference in Edinburgh today, and criticised the UK Government for not doing enough to save workplace pensions.

07 March 2012

> More

Image for Dutch Minister calls for more expertise on pension fund boards

Dutch Minister calls for more expertise on pension fund boards

The Dutch minister for Social Affairs, Henk Kamp, has said in a statement that pension funds will be able to select boards that consist entirely of external professional members.

01 March 2012

> More

Image for BAE Systems to close hybrid scheme to new members

BAE Systems to close hybrid scheme to new members

BAE Systems has announced that it will be closing its UK-based defined benefit pension scheme (including its large hybrid scheme) to further accrual after its pension deficit increased from £3.8bn last year to £5.2bn in December 2011. 

29 February 2012

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Image for Pension fund trustees happier with companies but taking a back seat on covenant monitoring

Pension fund trustees happier with companies but taking a back seat on covenant monitoring

Increasing numbers of pension fund trustees have faith in the company backing their scheme, although trustees are less frequently testing the strength of the same companies' commitments to the scheme – the so-called employer covenant.

24 February 2012

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Image for 103 Dutch funds slash pensions

103 Dutch funds slash pensions

7.5 million employees and pensioners will see their pensions drop over the next couple of years after 103 Dutch pension funds announced yesterday that they will have to slash benefits 

22 February 2012

> More

Image for QE bad for pension funds; bad for the economy too?

QE bad for pension funds; bad for the economy too?

The Bank of England is to inject another £50bn into the UK economy in order to restore consumer spending levels and increase corporate lending, but many pension funds will be wringing their hands at the decision 

14 February 2012

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Image for Is Steve Webb reaching for the stars?

Is Steve Webb reaching for the stars?

Last Tuesday (7 February), UK Pensions Minister Steve Webb called for a middle-ground 'defined aspiration' pension in a speech delivered to the National Association of Pension Funds (NAPF) chairman's dinner.

10 February 2012

> More

Image for Government's executive pay plans put pension funds in reluctant control

Government's executive pay plans put pension funds in reluctant control

The government has called on pension funds and other shareholders to keep 'fat cat' executive salaries in check in its recently announced remuneration voting reform plans.

03 February 2012

> More

Image for National Australia Bank to inject £130m into Clydesdale DB scheme

National Australia Bank to inject £130m into Clydesdale DB scheme

National Australia Bank (NAB) announced last week it will transfer £130m into its Glasgow-based Clydesdale Bank pension scheme in order to reduce its deficit.

03 February 2012

> More

Image for APG and ABN AMRO team up to offer new DC pension offering

APG and ABN AMRO team up to offer new DC pension offering

The Dutch Central Bank (DNB) has approved a joint venture between asset manager and pension administrator APG and ABN AMRO's pensions department, to create a premium pension institution (PPI). The new PPI will be called Pensional. 

31 January 2012

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Image for Mean DC returns 'will lead to social and economic chaos' claims Barnett Waddingham

Mean DC returns 'will lead to social and economic chaos' claims Barnett Waddingham

Consulting actuary firm Barnett Waddingham has warned that the erosion of defined benefit (DB) pension provision in favour of defined contribution (DC) schemes will lead to "massive social and economic problems" in the future

23 January 2012

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Image for EMI pension trustees in £200m talk with Citigroup

EMI pension trustees in £200m talk with Citigroup

According to UK daily newspaper the Independent, Citigroup has started talks with EMI's pension trustees regarding a £200m injection into the scheme.

20 January 2012

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Image for Kodak bankruptcy might mark beginning of UK pension battle

Kodak bankruptcy might mark beginning of UK pension battle

Iconic photography firm Kodak has filed for bankruptcy protection in the US, leaving its UK pension scheme facing an uncertain future

19 January 2012

> More

Image for Swiss debate tightening early access rules to shore up pension funds

Swiss debate tightening early access rules to shore up pension funds

Politicians in Switzerland have launched a consultation to consider tightening the country's liberal laws on savers' early access to their pension pots.

12 January 2012

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Image for Boom in liability insurance deals and swaps sees record '£11bn plus' of business in 2011

Boom in liability insurance deals and swaps sees record '£11bn plus' of business in 2011

A record-breaking fourth quarter saw the combined value of pension fund buy-in, buy-out and longevity swap deals smash the £10bn mark in 2011, consultants LCP have calculated.

11 January 2012

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Image for Last FTSE 100 firm closes DB scheme to new members

Last FTSE 100 firm closes DB scheme to new members

Royal Dutch Shell has announced that it is to close its DB scheme to new members.

06 January 2012

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Image for Picking through the public sector pensions deal

Picking through the public sector pensions deal

The UK Government has announced a deal with a large number of public sector unions that is set to end a series of strikes over changes to pension arrangements.

21 December 2011

> More

Image for New Swiss pension administration fee study challenges scheme rip-off reports

New Swiss pension administration fee study challenges scheme rip-off reports

A Swiss government study of pension fund administration fees has concluded that they are "reasonable" and that any reduction in administration service costs would require "simplifying" the occupational pensions system in Switzerland

13 December 2011

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Image for DC costs expected to rise significantly over next few years

DC costs expected to rise significantly over next few years

Nearly half of pensions industry experts expect the costs of defined contribution (DC) governance to rise in the coming years, according to RPMI, the pension service provider.

09 December 2011

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Image for Trustees not challenging their advisers enough

Trustees not challenging their advisers enough

Many pension scheme trustees are giving their advisers an easy ride and are not confronting issues that may be harming a scheme's overall performance, according to a former UK civil servant

09 December 2011

> More

Image for Webb: We need to agree on a solution for small pension pot consolidation

Webb: We need to agree on a solution for small pension pot consolidation

UK Pensions Minister Steve Webb has announced a consultation on the transfer of individual pension pots - and offered a few possible solutions to the problem

06 December 2011

> More

Image for Finance directors taking the lead on DB de-risking

Finance directors taking the lead on DB de-risking

Finance directors in the UK are taking on more responsibility for managing the risk of their company defined benefit (DB) schemes, and are driving discussions with de-risking solution providers ahead of trustees, according to Metlife Assurance.

01 December 2011

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Image for LGPS faces "destruction threat" - union 

LGPS faces "destruction threat" - union 

A union representing civil servants has reiterated its claims that a wave of opt-outs after proposed changes to public sector pensions would "destroy" the UK's Local Government Pension Scheme (LGPS).

17 November 2011

> More

Image for Rosy PPF figures boosted by bond holdings 

Rosy PPF figures boosted by bond holdings 

The UK's Pension Protection Fund (PPF) has reported an increased surplus of £678 million at the end of the financial year to 31 March 2011, pleasing pension funds which rely on it to absorb them if their sponsor company goes to the wall.

15 November 2011

> More

Image for How asbestos scheme completed biggest ever buyout with L&G 

How asbestos scheme completed biggest ever buyout with L&G 

Legal & General has announced the signing of a £1.1bn bulk annuity contract with the pension scheme of bankrupt asbestos producer Turner & Newell

11 November 2011

> More

Image for 'Overworked and under-rated' Pensions Managers need support 

'Overworked and under-rated' Pensions Managers need support 

Pension Managers in the UK feel they are 'under-rated' and need further support from their employers as they face an increased workload in the run up to auto-enrolment

11 November 2011

> More

Image for JP Morgan: our consultants are now turning into clients 

JP Morgan: our consultants are now turning into clients 

JP Morgan's managing director of worldwide securities services Benjie Fraser has told Pension Funds Insider that the consultants the firm is working with are now turning into clients of the firm

11 November 2011

> More

Image for BA owners and Lufthansa yet to agree on BMI pension scheme 

BA owners and Lufthansa yet to agree on BMI pension scheme 

Despite going public with an agreement to buy BMI from Lufthansa, British Airways' owners have confirmed to Pension Funds Insider they still need to settle the fate of the BMI pension scheme.

11 November 2011

> More

Image for Pension managers gather to discuss NEST alternatives

Pension managers gather to discuss NEST alternatives

Earlier this week a group of pension scheme managers came together to discuss alternatives to NEST and establish what, in their eyes, a good pension provider should offer to employers. Pension Funds Insider reviewed the outcome with the meeting's host, Darren Jefferson from independent trustee and governance services provider Pitmans Trustees.

08 November 2011

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Image for Dropping interest rates see ABP announce loss of €7bn 

Dropping interest rates see ABP announce loss of €7bn 

ABP, ranked by Pension Funds Online as the second largest pension scheme in the world, today announced its assets have decreased by €7bn in the last quarter due to dropping yields on German sovereign bonds hitting its discount rates.

26 October 2011

> More

Image for A million Zurich taxpayers to get bill for 'scandal pension fund'  rescue 

A million Zurich taxpayers to get bill for 'scandal pension fund' rescue 

Reports coming out of Switzerland suggest that the Canton of Zurich will levy an extra 4% on local taxes to pay a 2.6bn Swiss franc (£1.83bn) recovery bill for a scandal-ridden local civil servants' pension fund that is pushing the Canton into posting a record deficit.

26 October 2011

> More

Image for How asbestos scheme completed biggest ever buyout with L&G 

How asbestos scheme completed biggest ever buyout with L&G 

Legal & General have announced the signing of a £1.1bn bulk annuity contract with the pension scheme of bankrupt asbestos producer Turner & Newell.

26 October 2011

> More

Image for Asset transfers - toxic timebombs or miracle cures? 

Asset transfers - toxic timebombs or miracle cures? 

Lloyds Bank pension scheme members are said to be unhappy that their defined benefit (DB) plan could have been saddled with 'toxic' assets after the company became one of the latest sponsor to transfer non-cash assets into its pension scheme. Are trustees really at risk of being duped into taking unwanted assets into funds? Pension Funds Insider investigates.

26 October 2011

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Image for Pension funds to News Corp: "Overhaul your corporate governance"

Pension funds to News Corp: "Overhaul your corporate governance"

News Corp must change its structures and overhaul its corporate governance in response to unprecedented investor dissent, the Local Authority Pension Fund Forum (LAPFF) said today.

25 October 2011

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Image for Doctors Pension Fund Services and PGGM to team up

Doctors Pension Fund Services and PGGM to team up

The Dutch pension fund for general practitioners, Stichting Pensioenfonds voor Huisartsen (SPH), and their administrator Doctors Pension Fund Services (DPFS) have signed an agreement with pension provider PGGM to join forces and provide a better service for their members.

25 October 2011

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Image for LGPS could save up to 39% through service-sharing 

LGPS could save up to 39% through service-sharing 

Capita Hartshead has claimed that UK local government pension schemes (LGPS) could make significant savings by joining up to a new framework which sees schemes sharing service providers for their administration.

21 October 2011

> More

Image for Defined benefit optimists speak up amidst market gloom 

Defined benefit optimists speak up amidst market gloom 

Pension fund trustees have been a thoroughly frustrated lot this summer. Sliding equity markets have widened many scheme deficits, in some cases unwinding years of careful reduction work.

21 October 2011

> More

Image for Swiss public sector pension investment boss charged in £1.3m mandate bribe  case 

Swiss public sector pension investment boss charged in £1.3m mandate bribe case 

Zurich public prosecutors have announced that they are to charge the former investment head of a major civil service pension fund over a CHF 1.7m (£1.3m) bribery scandal relating to the award of investment mandates.

20 October 2011

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Image for Capita Hartshead appointed in UK local authority cost-sharing  initiative 

Capita Hartshead appointed in UK local authority cost-sharing initiative 

Two London borough pension schemes have joined forces and appointed the same pension administrator in order to save costs

19 October 2011

> More

Image for Pensions administrators should be free to give advice 

Pensions administrators should be free to give advice 

The UK's Pensions Administration Standards Association (PASA) has called for pension administrators to be able to talk to scheme members and employees about the advantages of paying into a pension without the fear that they will be accused of having given financial advice

19 October 2011

> More

Image for ATP's rival offering to NEST launches in the UK

ATP's rival offering to NEST launches in the UK

Denmark's largest pension scheme, ATP, has announced that it will launch a new multi employer trust, called NOW pensions, in the UK on 1 January 2012. 

19 October 2011

> More

Image for Polarisation in UK investment consultant market 'set to continue' 

Polarisation in UK investment consultant market 'set to continue' 

The UK's pension fund investment consultancy market is set to further polarise between a handful of major international firms and a larger number of successful specialist boutiques and middle players, leading figures in the business have told Pension Funds Insider

19 October 2011

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Image for ETVs 'being considered by half of all DB schemes' 

ETVs 'being considered by half of all DB schemes' 

The controversial practice of offering members of defined benefit (DB) schemes Enhanced Transfer Values (ETVs) to leave their fund is set to be offered by half of all such schemes over the next decade, claims a recent KPMG report

19 October 2011

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Image for UK Coal buries DB scheme

UK Coal buries DB scheme

Long-term inflation and interest rate assumptions were a decisive factor in UK Coal planning to close its DB scheme despite shedding £50.8 million from its deficit over the past 12 months

19 October 2011

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Image for Pension fund boards 'not fit for purpose'  

Pension fund boards 'not fit for purpose'  

Many UK pension trustee boards are not fit for purpose and cannot meet the demands of 21st century pensions governance

19 October 2011

> More

Image for Collective pensions better for UK, says APG 

Collective pensions better for UK, says APG 

The final report from the UK's Workplace Retirement Income Commission (WRIC) has called for the Government and the Pensions Regulator to develop new structures that would "allow bigger, low-cost pension schemes to operate". In light of the report, Pension Funds Insider spoke to APG, the Dutch pension provider, to find out how sponsors and members could benefit from the adoption of the successful Dutch collective model  

19 October 2011

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Image for Zurich Airport cites secret agreement to avoid pension deficit  contributions 

Zurich Airport cites secret agreement to avoid pension deficit contributions 

Its banks may be infamously secretive about their client lists and several James Bond villains chose its Alpine valleys as perfect hideaways, but Switzerland's pension funds are not known to shroud themselves in secrecy  

19 October 2011

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Image for German pension schemes back Euro

German pension schemes back Euro

While their countrymen seem to be increasingly concerned at the cost of propping up the Eurozone, a new survey claims that German pension investors back the politicians who want to see the single currency kept together

19 October 2011

> More

Image for Buyouts 'on the up' for funds

Buyouts 'on the up' for funds

The increasing popularity of insurance companies taking on UK pension funds' assets and insuring their liabilities via buyouts and buy-ins appears to have pushed longevity swaps to one side. Are UK pension fund trustees now looking at the option in a new light?

18 October 2011

> More

Image for Creating certainty in DC – the impossible dream?

Creating certainty in DC – the impossible dream?

An independent trustee in the UK is the latest to attempt to provoke a debate on whether DC funds can create a sense of certainty for savers by removing some of the investment risk borne by members

18 October 2011

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Image for Unique TUI plan gains approval 

Unique TUI plan gains approval 

TUI's innovative new pension fund recovery plan, which makes use of intellectual property, has won the approval of its trustees and unions, the firm has told Pension Funds Insider.

18 October 2011

> More

Image for Visit London scheme rescued by GLA 

Visit London scheme rescued by GLA 

Mayor Boris Johnson has approved a Greater London Authority (GLA) deal which will see it take up £3m in costs to guarantee full pension rights to former Visit London staff.

18 October 2011

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Image for Food giant 'starves its own staff', says Unite

Food giant 'starves its own staff', says Unite

Unilever workers from across UK sites took their pension dispute to London on 5 July to campaign against the food and household giant's plans to scrap their defined benefit pension scheme. 

18 October 2011

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Image for 'Take leadership on stewardship', Minister tells trustees

'Take leadership on stewardship', Minister tells trustees

The Minister of Employment Relations, Edward Davey, earlier this week told trustees that they needed to "provide proper leadership by asking the questions of the stewardship code" as calls continue for greater engagement from pension funds with the Financial Reporting Council's voluntary corporate governance guidelines.

17 October 2011

> More

Image for Unilever pension campaign 'has history on its side' claims Union

Unilever pension campaign 'has history on its side' claims Union

150 Unilever staff have walked out of a Warrington factory in an effort to keep one of the last private sector schemes in the country open, with their union, Unite, telling Pension Funds Insider that the company can expect to face more anger in the weeks ahead for what it claims is a betrayal of its historic principals.

17 October 2011

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Image for Consultant's nature too fleeting for current problems

Consultant's nature too fleeting for current problems

This week Pension Funds Insider caught up with the spiritual father of fiduciary management Anton van Nunen about the rise of fiduciary management and the changes the concept has brought to the consulting market.

17 October 2011

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Image for Employer covenant warning as firms approach debt 'mountain'

Employer covenant warning as firms approach debt 'mountain'

Pension fund trustees should redouble their efforts to monitor the strength of their employer covenant to avoid their funds becoming neglected in a possible massive wave of refinancing over the next few years, Punter Southall claim.

13 October 2011

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Image for Is web revolution about to shake up pension schemes?

Is web revolution about to shake up pension schemes?

Modern communications technology is clearly making its mark in the pensions industry. Pension Funds Insider asks whether the web may be about to facilitate a fundamental change by bringing together the most loosely connected group in the industry – the scheme members?

13 October 2011

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Image for Member communication: in perspective 

Member communication: in perspective 

NEST, the UK's national pension scheme, due for implementation in 2012, has come under fire from all angles. Now its communication strategy is being questioned as well. Pension Funds Insider assesses the criticism and how other schemes are progressing when it comes to taking to members.

13 October 2011

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Image for Shedding pensions liabilities: No money to Visit London 

Shedding pensions liabilities: No money to Visit London 

A 'loophole' in the pension system has been used again to shed pension liabilities as the question over who should stop the practice continues to rise. This time, however, it's a public body, not a private equity firm in the spotlight. Pension Funds Insider reports how, in an effort to promote London, City Hall leaves some of its own Londoners without a pension

13 October 2011

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Image for "Collective DC could increase pensions by 45%" 

"Collective DC could increase pensions by 45%" 

Earlier this week independent pensions consultant Hamish Wilson told Pension Funds Insider that a new structure of collective defined contribution (CDC) could increase members' pension pots by between 35-45%.

13 October 2011

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Image for Five years on, is the UN's PRI project making progress? 

Five years on, is the UN's PRI project making progress? 

In April 2006, United Nations Secretary-General Kofi Annan came together with a group of some of the largest institutional investors in the world to launch the Principles for Responsible Investment (UN PRI) in New York. The aim was to provide a framework for achieving "better long-term investment returns and more sustainable markets". Five years later Pension Funds Insider looks at the uptake by pension schemes

13 October 2011

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Image for Double pension fund 'divide' opening up 

Double pension fund 'divide' opening up 

A Barnett Waddingham report has revealed new evidence that a number of large UK companies are facing significant operational challenges due to their defined benefit (DB) pension deficits

12 October 2011

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Image for BA scheme meeting fails to solve CPI dispute, legal dispute looms 

BA scheme meeting fails to solve CPI dispute, legal dispute looms 

The chairman of trustees at British Airways' Airways Pension Scheme's (APS) this week told thousands of disgruntled members that their pension payment increases are to be switched to the lower consumer price index of inflation (CPI) in order to preserve the long-term health of the fund.

11 October 2011

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Image for Behind the mask

Behind the mask

One of Europe's largest pension providers, APG, which is responsible for more than €277m in managed assets, first revealed its interest in the UK savings market last November. Six months later, Pension Funds Insider recently caught up with Stephan Schuller, associate director for institutional clients, to find out if the Dutch firm is ready to reveal its plans for UK savers

11 October 2011

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Image for A waiting game for Prudential pension scheme members

A waiting game for Prudential pension scheme members

Members of the Prudential Staff Pension Scheme in the UK will have to wait another two weeks to see if they can continue their fight to keep their pension increases as closely in line with inflation as possible

11 October 2011

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Image for Fighting for good corporate governance

Fighting for good corporate governance

The corporate governance director of Aviva Investors has told Pension Funds Insider that pension funds "don't seem to understand what corporate governance is about or what to do about it." 

11 October 2011

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Image for Trustees 'gambling' over economy

Trustees 'gambling' over economy

Pension fund trustees in the UK are putting members savings at risk by gambling on a stable economic recovery that is far from certain, claims Cardano

11 October 2011

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Image for BBC staff muddled by scheme changes

BBC staff muddled by scheme changes

BBC staff are worried that they will not receive appropriate financial advice from their employer as they are told to pick from a three-part pension menu by the end of the year, the head of the media and entertainment union BECTU has told Pension Funds Insider

10 October 2011

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Image for Not quite running like clockwork

Not quite running like clockwork

Despite being the 45th biggest pension fund in Europe, a wave of mismanagement and a corruption scandal has exposed an overall deficit of 15bn Swiss Francs at the BVK fund, according to a leading academic

07 October 2011

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Image for Dutch schemes slow off the mark with results

Dutch schemes slow off the mark with results

Dutch pension schemes score low when it comes to the speed at which they publish their annual results, according to annual research conducted by KPMG

07 October 2011

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Image for Falling like dominoes: Are final salary schemes really finished?

Falling like dominoes: Are final salary schemes really finished?

The fierce debate in the UK over public sector pension reform continues, as the Hutton report recommends phasing out final salary schemes for state employees. But could scrapping them have a negative overall economic effect?

07 October 2011

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Image for ING calls for help to unlock indexation deadlock 

ING calls for help to unlock indexation deadlock 

ING's decision to freeze pension increases for ex-employees in line with inflation for the second year in a row has resulted in its pension scheme trustees calling in three external experts to decide whether the decision is fair

07 October 2011

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Image for Ford RPI dispute heads into impasse

Ford RPI dispute heads into impasse

Ford claims it is powerless to avoid switching UK pension payments from an inflation linkage to the Retail Price Index (RPI) over to the Consumer Price Index (CPI). With 40,000 members of its fund affected by the change, the firm could now face strike action

07 October 2011

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Image for Member communication made easy

Member communication made easy

Earlier this month, the Dutch financial watchdog AFM published its first communication guidelines for pension funds in the Netherlands. Pension Funds Insider explores the benefits of the guiding principles for Dutch pension schemes

07 October 2011

> More

Image for Pretty picture for German painters' pension fund

Pretty picture for German painters' pension fund

A study of German pension funds' financial health and performance claims that a fund for painters and decorators is the best in the country

05 October 2011

> More

Image for Scheme concerns need addressing before they become wrap fans

Scheme concerns need addressing before they become wrap fans

The corporate wrap is emerging to offer a way of cushioning an unpredictable outcome for DC retirement benefits. Pension Funds Insider investigates what this means for existing UK schemes

05 October 2011

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Image for A £5 per-year pension fee in the UK?

A £5 per-year pension fee in the UK?

The introduction of low-cost flat-pack furniture to the UK from Sweden in 1987 rapidly changed the face of the British hardware retail market. Today, some 24 years later, a firm from neighbouring Denmark is hoping to shake up the pensions market in a similarly dramatic fashion with a firm 'no thrills' approach to pension provision

05 October 2011

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Image for Old assumptions on life expectancy - hurting balance sheets?

Old assumptions on life expectancy - hurting balance sheets?

A prominent financial services firm sent out a warning last week to Scottish pension schemes saying they could be inflating deficits due to the use of UK-wide life expectancy figures, which are higher than the Scottish average. But schemes and advisers have questioned whether these accusations are a fair reflection of actuarial work in Scotland

05 October 2011

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Image for Fiduciary management: The right balance?

Fiduciary management: The right balance?

Fiduciary management is at the heart of an ongoing debate taking place in board rooms and investment firms all over Europe. Is it time to re-think the whole concept? Pension Funds Insider recently (10 March 2011) asked two authors from KPMG on a report on the service, as to why its popularity seems to be diminishing in the Netherlands

05 October 2011

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Image for Longevity swaps: Field of dreams or minefield of complexity?

Longevity swaps: Field of dreams or minefield of complexity?

Longevity swaps are back in the spotlight following the first ever deal that hedges the risk of working contributors to a scheme. Some see the swap of £120 million worth of liabilities between JP Morgan and the Pall UK pension fund as indicating a new departure for a nascent market ready to take off, whereas others remain sceptical of their value to schemes. Pension Funds Insider investigates

05 October 2011

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Image for Employer covenant monitoring levels may be worse than some fear

Employer covenant monitoring levels may be worse than some fear

The number of trustee bodies carrying out formal covenant monitoring could be a lower number than believed, particularly amongst trustees of smaller schemes, according to Richard Bryant, Head of Trustee Services at Atkin Trustees

05 October 2011

> More

Image for German pension crisis is 'over' 

German pension crisis is 'over' 

Strong annual returns for pension assets of companies listed on Germany's major Frankfurt stock exchanges, have prompted Towers Watson's Dr. Thomas Jasper to claim that the pensions 'crisis' in Germany is over.

04 October 2011

> More

Image for Dutch provider looks to co-operative scheme communication 

Dutch provider looks to co-operative scheme communication 

Towards the end of 2011 the Dutch pension provider PGGM will be the first to start direct co-operation with a bank to better inform its members. With a state-led pension register going online just over a month ago in the Netherlands, is this sort of co-operation welcome?

03 October 2011

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Image for Contribution increase for occupational pension schemes shown by ONS  survey 

Contribution increase for occupational pension schemes shown by ONS survey 

Overall contributions to private pension saving in the UK increased by £2.4 billion to £85.6 billion in the year from 2008 to 2009, according to the country's Office for National Statistics' latest pension survey

03 October 2011

> More

Image for Rational pension saving 'highly unlikely' 

Rational pension saving 'highly unlikely' 

New research from Cass Business School's Pensions Institute suggests clued-up defined contribution (DC) pension savers would be best served by avoiding saving for their retirement until the age of 35 as well as continuing a high-risk approach of holding equities after retirement

03 October 2011

> More

Image for British Airways' CPI rebels backed by scheme members 

British Airways' CPI rebels backed by scheme members 

Members of British Airways' Airways Pension Scheme (APS) have overwhelmingly backed the campaign of three rebel trustees to have their inflation-linked pension increases realigned to the Retail Price Index (RPI) measure of inflation

03 October 2011

> More

Image for Tumbling DC pots mean higher bills for companies 

Tumbling DC pots mean higher bills for companies 



28 September 2011

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