Important: These are the Terms and Conditions upon which we provide Pension Funds Online, produced by Wilmington Publishing & Information Ltd (WPI) a Wilmington Group PLC company (trading as AP Information Services) and by accessing the Site, you agree to these terms and conditions. If you do not agree to these terms and conditions, you should not use the Site. If you have any questions please contact email@example.com. We recommend that you print a copy of these terms and conditions for your records.
Important - this is a legal agreement between Wilmington Group plc and its associated companies ("Wilmington Group") and you. www.pensionfundsonline.co.uk including any associated Wilmington Group websites (the "Website(s)") is provided by Wilmington Group whose registered office is at 6-14 Underwood Street, London, N1 7QJ. Please read the following terms carefully. By using this website you agree to this agreement whether or not you have read it. If you do not agree to this, you may not access or otherwise use this Website.
From time to time, Wilmington Group may modify this agreement. Accordingly, please continue to review this agreement whenever accessing or using the Website. If at any time you do not wish to accept this agreement, you may not use the Website. You may only use the Website in accordance with the terms outlined below.
1. Copyright & Intellectual Property
1.1 Details of personnel provided to us in company entries will be published in our business directories which may be in printed, CD and online formats. The individuals named in these entries may also receive direct marketing material from Wilmington Group and from other companies, which may involve their data being transferred to countries outside the European Economic Area where data protection laws may be less rigorous than in the UK. If you do not wish us to use this information in this way, please send an email to: firstname.lastname@example.org
1.2 Wilmington Group either owns or is licensed to use the copyright in the data, table, graphic, editorial or other content of its Website pages and in the data appearing on its Websites unless another copyright holder is credited on the relevant Website page.
1.3 We appreciate that our material may help to back-up your own research or to augment your organisation's promotional activities. You may use the Wilmington Group owned material on this Website for non-commercial use provided you do all of the following:
a) act within the copyright laws of England and Wales, or of the territory in which Wilmington Group originally published the material;
b) b) publish the material without any adjustment which would alter its meaning or bring Wilmington Group, its personnel, representatives, agents, clients or the subject of the material or any other person or entity into disrepute;
c) meet the requirements of current Human Rights legislation and Data Protection Law within Europe (which rights may extend to individuals and entities resident outside the European Economic Area);
d) publish a credit to Wilmington Group or to a specific and relevant Wilmington Group publication or website, and to any individual named author, at the foot of the re-used material; and, if reproduced on a website, include a URL link to the original article or the point of entry to that Website page or to the publication's Website page as agreed in advance in writing with the Website administrator or the Group's Copyright Executive.
1.4 Wilmington Group may make available certain Content License Agreements for the commercial re-use, translation and/or re-publishing in printed or electronic form of design and content from its Website and pages. Only a holder of a current Content License agreement who satisfies all requirements of that License agreement may re-use, translate or re-publish in any form or medium design or content which originates on a Website or webpage owned or managed by Wilmington Group for commercial purposes.
1.5 Wilmington Group uses all reasonable endeavours to ensure the security of systems on which personal data is stored and may be processed. Users who are issued a username and password have responsibility to ensure that these details are kept confidential and are not used by any unauthorised third party.
1.6 Wilmington Group incorporates electronic "watermarking" into published material. Web crawlers are employed to locate watermarked material and to provide legal proof of its re-use. If the simple conditions above are not met, Wilmington Group reserves the right to pursue any infringement in the Courts of the country where they suffer damage or you are likely to derive benefit.
1.7 All goodwill associated with your use of the Wilmington Group trade names or marks shall inure solely to the benefit of Wilmington Group and you shall not assert any claim or ownership to any trade names or marks or to the goodwill or reputation thereof. All other trade marks, brand names, products and company names all over which are cited on this Website are the trade marks and/or property of their respective owners.
1.8 If you are unsure of the legality of your re-use of material published on Websites owned or managed by Wilmington Group you should contact the group's Copyright Executive on email@example.com.
2 User responsibilities
2.1 Each license is purchased for a period of 12 months or an agreed lifespan. Should you decide to cancel your license prior to the completion of your agreed subscription period, access to the website can be suspended however you will not be eligible for a full or part refund.
2.2 You may not transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane or otherwise objectionable material or information of any kind including but not limited to transmission constituting or encouraging conduct which would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law.
2.3 You may not transmit any information, software, email or attachment which contains in full or in part any Virus, Worm, Trojan Horse or other harmful component.
2.4 You may not restrict or inhibit use of the Websites by any other individual or organisation.
2.5 You may not post, publish, transmit, distribute or otherwise exploit any software, information or material obtained through the Website of Wilmington Group and its associated companies other than for the purposes expressly permitted.
2.6 All individual articles, reports and other elements making up the Website may be copyright works or protected by database rights. You agree to abide by all additional copyright and database right notices or restrictions contained on the Website.
2.7 You agree to notify Wilmington Group in writing promptly upon becoming aware of any unauthorised access to or use of the Website by any party.
2.8 Other than the licences granted to you under this agreement, you may not copy, reproduce, recompile, decompile, disassemble, reverse-engineer, distribute, publish, display, perform, modify, upload to create derivative works from, transmit, communicate or in any other way exploit any part of the Website and/or the Website's material.
2.9 The Website and all the information contained therein may not be used to construct a database of any kind nor may the Website be stored in its entirety or in any part in databases for access by you or any third party or to distribute any database websites containing all or part of the Website.
2.10 You agree to indemnify, defend and hold harmless Wilmington Group from and against any claims, actions, demands or other proceedings brought against Wilmington Group by a third party to the extent that such claim, suit, action or other proceedings is based on or arises in connection with your use of the Website and any breach by you of this agreement. This section survives termination of this agreement for any such reason.
2.11 You accept that Wilmington Group has the right to change the material, or information of any aspect of the Website at any time at its sole discretion. You further accept that such changes result in your being unable to access the Website. Wilmington Group may have to suspend the Website from time to time to carry out maintenance and to make upgrades.
3 Use of data
3.1 Each subscription is for a single user only. Wilmington Group will allocate you with a username and password. Wilmington Group does not permit any other person sharing the password through a single license. Wilmington Group reserves the right to invoice you for extra licences as it sees fit should it suspect that licences are being infringed. Wilmington Group may cancel or suspend your access to Pension Funds Online without notice to you. Licences are granted for use by the named company and named individual/s only. The licensee is not permitted to share this user license or any of the website’s contents with any other division of the company, it’s subsidiaries, related companies in the group or other separate entities or individuals without purchasing further licenses at the standard rates.
3.2 A multiple user license entitles the licensees (only) to use their individual usernames and passwords.
3.3 If the use of any Mailing List extracted from Pension Funds Online exceeds that specified for Permitted Use or used outside of Licence agreement then the List Owner will invoice the List Renter for a further amount equal to the total Order Value of the original purchase amount to rectify this breach. The client also has to have the demonstrable capability of removing any data taken from Pension Funds Online should the client not renew their licence. It should be noted that The Wilmington Group have the right to audit a clients’ databases and information systems if deemed necessary after expiry date.
3.4 All rights to this data or other information supplied remains with Wilmington Group.
3.5 Read-only licenses allow the license holder (only) to make searches and read from the websites for the period of the license from the date of supply. If you wish to use the data to send emails or direct mail you must seek permission from Wilmington Group on 020-7566 8255. This also applies to any potential company or individuals who have been authorized a trial period use of this application.
3.6 A small number of dummy names and addresses may be included to enable Wilmington Group to monitor customer usage.
3.7 Whilst every effort is made by Wilmington Group to supply accurate information, they do not guarantee the results of any mailing nor do they accept any liability in the event of failure of the mailings or other activity.
3.8 Wilmington Group will wherever possible, help the customer ensure that the information can be used in any ways that are appropriate. Any extra work by Wilmington Group to adapt the information to the special requirements of the customer may be invoiced at appropriate cost.
3.9 All data received by the customer should be checked carefully before it is used to ensure that it is as requested. No liability for consequential loss is accepted by Wilmington Group.
3.10 Under the telecommunications regulations 1998 there are rules relating to the use of telemarketing. Our lists are checked against CTPS, TPS and FPS lists but our clients are still by law, responsible for their own use of phone numbers supplied.
3.11 Exports may be used as often as required for one year from the date of subscription and must be destroyed or updated upon expiry of the licence. If the list is imported to a database or merged with other data it is the responsibility of the licencee to ensure that every record can be easily identified and removed if necessary.
4.1 Our hyperlinks: The Website may include links to third party websites. Such hyperlinks are included to ease the user's path through the Internet. Their inclusion cannot be taken to imply any endorsement or validation by us of the content of the website referred to. Hyperlinks can become out-of-date and cease to work or they can direct users to a website page whose contents or use have been changed by its owner. Wilmington Group has no control over, and can therefore accept no responsibility or liabilities for any losses or penalties that may be incurred or for the accuracy of hyperlinks to third party web sites, or the content of such third party websites.
4.2 Your hyperlinks: You may provide hyperlinks to the Website and pages owned and/or managed by Wilmington Group and its associated companies without the prior written consent from Wilmington Group. Such hyperlinks may only direct users to the home page of the relevant website, and must display the relevant page in the same form as this Website, without amendment or framing.
5.1 The material and information published on this Website and on all other Websites of Wilmington Group are provided on an "as is" basis without warranty of any kind, either expressed or implied. Wilmington Group do not guarantee the accuracy or integrity of the material or information nor its suitability for any particular purpose. To the extent permitted by law, Wilmington Group excludes any liability whether in contract, tort (negligence) or otherwise for any incorrect or misleading information on the Website.
5.2 Errors can occur and Wilmington Group offer no assurance that they will be corrected. No liability will be accepted in respect of service interruptions, nor in the event of any Viruses, Worms, Trojan Horses and other harmful components being present in or transmitted by Wilmington Group systems and networks.
5.3 Wilmington Group do not accept any liability for any loss of data or software, revenue, business, profits cost or expense, or any direct, indirect, incidental or consequential loss or damage arising out of or in connection with the use of, or the lack of availability of the Website or their content and/or in connection with any permission, right or license to use the material given under clause 1.2 or otherwise.
5.4 It is your responsibility to assess the value of the information and material on the Websites in the light of your own business and personal circumstances. Website content remains journalistic opinion and does not constitute legal, financial or professional advice, and may not represent the views of the Wilmington Group, its directors, employees or agents. Wilmington Group attribute any non-Wilmington Group material in good faith; however, it is your responsibility to check the attribution and rights in respect of Wilmington and non Wilmington Group material and obtain any necessary rights in respect of reproduction of any non Wilmington Group material.
5.5 Subject to Clause 5.6, in the event that the Wilmington Group is held liable, the total liability of Wilmington Group (whether in contract, tort, negligence or otherwise) in respect of any loss or damage arising out of or in connection with the Website shall be limited to £1000 for any one incident or series of incidents. This clause does not affect your statutory rights as a consumer. This section survives termination of this agreement for any reason.
5.6 Nothing in this clause 5 shall exclude Wilmington Group's liability to you for fraudulent misrepresentation by Wilmington Group or the death or personal injury resulting from its negligence or that of its employees.
6 General Provisions
6.1 No waiver by Wilmington Group of any breach of any obligation arising under this agreement shall constitute a waiver of any other breach and no failure to exercise or partial exercise by Wilmington Group of any remedy shall constitute a waiver of the right subsequently to exercise that or any other remedy.
6.2 If any provision of this agreement is held by a court of competent jurisdiction to be invalid unlawful or unenforceable for any reason then such part will be severed from the remainder of this agreement, which will continue to be valid and enforceable to the fullest extent permitted by law.
6.3 This agreement constitutes the entire agreement between Wilmington Group and you. All prior agreements understandings and negotiations and representations (save for fraudulent misrepresentation) whether oral or in writing are cancelled in their entirety. The terms of any other electronic communications will not form part of this agreement.
6.4 This agreement is governed by the laws of England and Wales and the parties submit to the exclusive jurisdiction of the English Courts.