Pension Funds Insider

Pension Funds Insider brings the latest pensions news and industry insights; from investment and governance updates to new mandate appointments and pensions regulatory information.

Blog

Image for The Pensions Dashboard: yet another positive reason to clean your data

The Pensions Dashboard: yet another positive reason to clean your data

23 May 2017

Girish Menezes asks do we need any more reasons to improve data quality?

Read more
Image for It doesn't matter, until it matters!

It doesn't matter, until it matters!

18 May 2017

Peter Nicholas urges the pension industry to act ahead of time and shape member behaviours before it's too late.

Read more
Image for Long live pick n' mix

Long live pick n' mix

12 May 2017

Clear fees for clear services: Phil Farrell reflects on a simpler time and suggests we take note for the future

Read more
Image for First Time Outsourcing

First Time Outsourcing

05 May 2017

Gillian Hickey warns that first-time outsourcing projects are not the same as third-party transitions.

Read more
Image for What might the government's consultation mean for the future of DB

What might the government's consultation mean for the future of DB

28 April 2017

The Government's Green Paper "Security and sustainability in defined benefit pension schemes" is currently out for consultation.

Read more
Image for How to live forever

How to live forever

20 April 2017

Karen Partridge suggests that pensions are about financing life, not just retirement.

Read more
Image for Costs, charges and the highest quality.

Costs, charges and the highest quality.

13 April 2017

PTL's Colin Richardson discusses the importance of quality and getting value for money.

Read more
Image for On Westminster Bridge

On Westminster Bridge

07 April 2017

Ian Neale reflects on last week's events and discusses the need for us to focus on what is important.

Read more
Image for Raising the Game

Raising the Game

31 March 2017

Fergus Clarkes suggests that proper administration is crucial and standards need to be raised.

Read more
Image for Daylight savings and retirement savings

Daylight savings and retirement savings

24 March 2017

Peter Nicholas discusses the importance of communications and the importance of working together to find the right way to save for the future.

Read more
Image for Paying for Mum and Dad's pension

Paying for Mum and Dad's pension

17 March 2017

Stuart Price discusses how we could manage the intergenerational pension gap more effectively.

Read more
Image for To transition or to transform?

To transition or to transform?

10 March 2017

Jenny Monger discusses the value of proper transitioning in a pension scheme transformation process.

Read more
Image for Pension trustees have had their say

Pension trustees have had their say

03 March 2017

David Weeks discusses key questions following the Pensions Ministers' address at the quarterly AMNT conference.

Read more
Image for Intergenerational Fairness

Intergenerational Fairness

21 February 2017

What can be done to restore intergenerational fairness within pensions provision?

Read more
Image for The day I used the Chair's casting vote

The day I used the Chair's casting vote

16 February 2017

Richard Butcher explains the importance of making a decision correctly.

Read more
Image for Brexit Blight

Brexit Blight

09 February 2017

Under the shadow of Brexit, Ian Neale urges the pensions industry not to wait for things to change before they act.

Read more
Image for Pensions Dashboard – what's not to like?

Pensions Dashboard – what's not to like?

03 February 2017

Margaret Snowdon explains how the dashboard can restore trust from members.

Read more
Image for Lost in translation

Lost in translation

30 January 2017

Peter Nicholas stresses the importance of clear communication to pension members and their families.

Read more
Image for Binning Recycling

Binning Recycling

20 January 2017

Tim Middleton calls for Government to stop 'tinkering' with Pension Policy.

Read more
Image for Changing for the best, preparing for the worst

Changing for the best, preparing for the worst

12 January 2017

Toby Clark warns that changing administrators could be costly if you're not prepared.

Read more
Image for 2016 - What a year!

2016 - What a year!

03 January 2017

History will look back on 2016 as the year when politics became predictably unpredictable.

Read more
Image for Trustees: who are we supposed to consult on investments?

Trustees: who are we supposed to consult on investments?

15 December 2016

Richard Butcher explains consultation isn't as complex as it seems.

Read more
Image for The Times They Are A-Changin'

The Times They Are A-Changin'

09 December 2016

Ian Neale insists that in a time of change the pensions industry must work together.

Read more
Image for Ban on cold calling

Ban on cold calling

02 December 2016

Margaret Snowdon discusses the impact of the Autumn Statement announcement.

Read more
Image for Christmas comes earlier and earlier each year, but never early enough

Christmas comes earlier and earlier each year, but never early enough

25 November 2016

Peter Nicholas uses the festive spirit to inspire new ways to engage with employees.

Read more
Image for Brexit pursued by a Trump

Brexit pursued by a Trump

18 November 2016

Expect the unexpected in post Brexit Britain says Tim Middleton, PMI.

Read more
Image for Protecting your greatest asset

Protecting your greatest asset

10 November 2016

Daniel Taylor explains 6 key steps to keeping your data safe.

Read more
Image for Are you environmentally and socially irresponsible?

Are you environmentally and socially irresponsible?

03 November 2016

Nigel Wildman discusses new guidelines aimed to help trustees stay ahead of the investment game.

Read more
Image for Innovations in Defined Contribution Investment Structure

Innovations in Defined Contribution Investment Structure

28 October 2016

Stuart Breyer looks at how to make sophisticated illiquid investing possible for the average UK saver.

Read more
Image for Transaction costs – what must trustees actually do?

Transaction costs – what must trustees actually do?

19 October 2016

Richard Butcher explains what is expected of funds following the FCAs consultation on disclosing investment transaction.

Read more
Image for What price advice?

What price advice?

13 October 2016

Ian Neale discusses the difference between advice and guidance in light of the announcement of a new pensions guidance body.

Read more
Image for Pension administration is a wise investment

Pension administration is a wise investment

06 October 2016

Girish Menezes discusses the importance of supporting pension administrators.

Read more
Image for Where does your pension sit in your priorities?

Where does your pension sit in your priorities?

29 September 2016

Peter Nicholas suggests pensions should be in your top 5 priorities.

Read more
Image for Do the benefits outweigh the risks?

Do the benefits outweigh the risks?

23 September 2016

Tim Middleton discusses the pros and cons of the new Pensions Dashboard.

Read more
Image for Finding the perfect home

Finding the perfect home

16 September 2016

Joe Anderson discusses the essential considerations of change

Read more
Image for How can we make pensions and investments as inspiring as the Olympics

How can we make pensions and investments as inspiring as the Olympics

09 September 2016

KBPRs Joanne Macklin discusses the importance of financial education for the next generation.

Read more
Image for The Welfare State & Bankrupt Pensions

The Welfare State & Bankrupt Pensions

02 September 2016

Stuart Breyer calls for us to take action now in order to quell future retirement disasters.

Read more
Image for The Olympics, marginal gains and your pension deficit

The Olympics, marginal gains and your pension deficit

26 August 2016

How did Team GB go from post-colonial also-rans to global sporting superpower?

Read more
Image for Investing in a future

Investing in a future

19 August 2016

Ian Neale discusses the importance of looking to the future in a time when short-term thinking presides.

Read more
Image for Pensions Dashboard and the Administrator's Role

Pensions Dashboard and the Administrator's Role

12 August 2016

Margaret Snowdon discusses the importance of the Dashboard and what Administrators can do in preparation.

Read more
Image for Congratulations. Your inheritance is waiting for you.

Congratulations. Your inheritance is waiting for you.

05 August 2016

Peter Nicholas suggests a simple pensions rebrand could alter attitudes to retirement savings.

Read more
Image for Being Absurdly Ambitious: Let's Solve the Pensions and Savings Crisis

Being Absurdly Ambitious: Let's Solve the Pensions and Savings Crisis

28 July 2016

Stuart Breyer urges that education and collaboration is more important than ever in these financial times.

Read more
Image for The end is nigh, but when?

The end is nigh, but when?

22 July 2016

DB may be in decline but there are still millions of members to consider.

Read more
Image for Is your pension glass empty?

Is your pension glass empty?

15 July 2016

Alan Collins sees interesting times ahead but looks to the future with positivity.

Read more
Image for GMP Reconciliations – how to achieve value for money?

GMP Reconciliations – how to achieve value for money?

07 July 2016

Dennis Mincher explains it's important to shop around to get the best deal for your scheme.

Read more
Image for The Wolf of Threadneedle Street

The Wolf of Threadneedle Street

30 June 2016

Colin Musgreaves tackles the issues of transparency within the investment industry.

Read more
Image for No referendum for old pensions

No referendum for old pensions

24 June 2016

Ian Neale asks does the government have the authority to impose further costs on the pension industry?

Read more
Image for Engaging with your investment consultant

Engaging with your investment consultant

17 June 2016

Simon Cohen highlights an area of the market that he thinks is unnecessarily neglected

Read more
Image for The British Steel Pension Problem

The British Steel Pension Problem

02 June 2016

Tim Middleton discusses some of the options that the Government could consider to overcome the British Steel pensions crisis

Read more
Image for Left Waiting

Left Waiting

27 May 2016

Taylor Smith looks at how to engage with members in the modern age – no one-size fits all

Read more
Image for Who really knows how long we are going to live?

Who really knows how long we are going to live?

20 May 2016

Hugh Nolan considers whether the latest mortality projections can be trusted enough to allow employers with Defined Benefit (DB) schemes to cut their contributions.

Read more
Image for How will the new General Data Protection Regulation (GDPR) impact your business?

How will the new General Data Protection Regulation (GDPR) impact your business?

13 May 2016

Roisin McKeever explains what effect the GDPR may have with an 8 step explanation.

Read more
Image for The increased focus on master trusts

The increased focus on master trusts

06 May 2016

Matt Pridding discusses new plans by the pensions regulator to secure master trusts.

Read more
Image for Thirty grand

Thirty grand

29 April 2016

Ian Neale explains just what to expect from the average pension pot.

Read more
Image for A generation in the pensions driving seat

A generation in the pensions driving seat

15 April 2016

Daniel Barrow gives 'a millennial's perspective' on pensions

Read more
Image for Advice and Guidance - how much is it worth?

Advice and Guidance - how much is it worth?

08 April 2016

Mike Crowe takes a moment to look at the Financial Advice Market Review.

Read more
Image for Reports of the demise of the administrator are greatly exaggerated

Reports of the demise of the administrator are greatly exaggerated

01 April 2016

Joe Anderson explores the possibilities of a technology take-over.

Read more
Image for Should young people choose a LISA over a workplace pension?

Should young people choose a LISA over a workplace pension?

24 March 2016

Richard Smith asks is the UK just one generation away from the death of pensions?

Read more
Image for A contracted-out reconciliation checklist

A contracted-out reconciliation checklist

18 March 2016

Veratta's Tom Nimmo introduces an individually tailored GMP reconciliation service for pension schemes.

Read more
Image for De-Coding Small Lump Sum Exercises

De-Coding Small Lump Sum Exercises

11 March 2016

Alison Bostock looks at the benefits of the revised Code for Incentive Exercises.

Read more
Image for Hurdles, fences and stable doors

Hurdles, fences and stable doors

04 March 2016

Has the High Court opened a door for potential scammers? Ian Neale looks why.

Read more
Image for Hedging – What should you be doing to control your pension scheme's investment risk?

Hedging – What should you be doing to control your pension scheme's investment risk?

25 February 2016

Simon Cohen of Spence & Partners discusses the benefits of reviewing interest rate hedging policies

Read more
Image for Physics and retirement savings

Physics and retirement savings

19 February 2016

AHC's Peter Nicholas discusses how 'you don't get something out of nothing'.

Read more
Image for Knowledge is key

Knowledge is key

12 February 2016

Vince Linnane from the PMI announces developments to the Certificate in Pension Scheme Member Guidance and pushes the importance of tailored advice.

Read more
Image for In the shoes of a member

In the shoes of a member

05 February 2016

Joe Anderson discusses the importance of audience when it comes to explaining pension options.

Read more
Image for Collapsing global oil prices

Collapsing global oil prices

29 January 2016

What does this mean for pension funds?

Read more
Image for How can technology help to make better investment risk decisions?

How can technology help to make better investment risk decisions?

22 January 2016

Tom Nimmo discusses a new Investment Risk Management module and how it has 'seriously improved upon the inadequacies of previous technologies', allowing pension scheme trustees and sponsors to actively monitor their schemes' funding strategies.

Read more
Image for Do less, get more

Do less, get more

15 January 2016

PTL's Candace Benger asks; is there a better way to get what you need?

Read more
Image for Legacies

Legacies

08 January 2016

Ian Neale looks at what legacies mean for the pensions industry.

Read more
Image for Keep your longevity risk SAIFE

Keep your longevity risk SAIFE

18 December 2015

David Bogle lays out an 'easy guide to longevity risk'

Read more
Image for All I want for Christmas is smarter members

All I want for Christmas is smarter members

10 December 2015

"If a bat and ball cost $1.10 and the bat costs $1 more than the ball, then how much does the ball cost?"

Read more
Image for Are we going insane?

Are we going insane?

04 December 2015

Richard Dowell looks at how some pension schemes may be repeating past mistakes.

Read more
Image for Second Mover Advantage

Second Mover Advantage

26 November 2015

Kevin Gundle discusses the advantages of being a latecomer to the market as Aurum launch an Alternative UCITS Fund.

Read more
Image for Pensions Freedoms – have you implemented your 7 Point Plan?

Pensions Freedoms – have you implemented your 7 Point Plan?

20 November 2015

DB savers want the same freedoms as DC savers; Richard Smith explains how to prepare for this.

Read more
Image for Are we in the midst of the next data quality disaster?

Are we in the midst of the next data quality disaster?

13 November 2015

Dennis Mincher looks at potential problems for pension administration caused by new legislative developments.

Read more
Image for Is the pensions industry ready for the future?

Is the pensions industry ready for the future?

06 November 2015

Matthew Binnington delves in to the possibilities of the technological future.

Read more
Image for The distant horizon

The distant horizon

30 October 2015

Ian Neale explains that exponential growth is not sustainable in a finite world.

Read more
Image for Beware: pension scams are on the increase

Beware: pension scams are on the increase

22 October 2015

As new figures published by City of London police disclose that £9.1 million worth of scams have been reported in the period April to August 2015, what steps can individuals take to avoid the scammers?

Read more
Image for I'm a Candy Crush addict

I'm a Candy Crush addict

19 October 2015

AHC's Peter Nicholas looks at how we react to gamification and how we retain information through different stimuli.

Read more
Image for Raising the game

Raising the game

12 October 2015

Garry Wake comments on how Freedom and Choice in pensions has affected the administration sector.

Read more
Image for Why being conventional can be more risky

Why being conventional can be more risky

09 October 2015

Helen Prior looks at how using an alternative approach to de-risking is a safer way to reduce liabilities.

Read more
Image for What's in store for PPF levies?

What's in store for PPF levies?

25 September 2015

Alan Collins reminds trustees and employers that PPF levy management is an all year round activity.

Read more
Image for What's your Fraud Prevention Strategy?

What's your Fraud Prevention Strategy?

18 September 2015

Monica Cope highlights the importance of being safeguarded against fraud

Read more
Image for Value for Money

Value for Money

11 September 2015

PTL's Alison Bostock draws on her experiences to address the topic of Value for Money in pensions

Read more
Image for The cost of fragmentation

The cost of fragmentation

04 September 2015

Ian Neale discusses negative results of undue changes to the pension system

Read more
Image for Charities and LGPS – a toxic mix?

Charities and LGPS – a toxic mix?

27 August 2015

David Davison sheds light on the relationship between Charities and LGPS

Read more
Image for Leroy is on his last legs

Leroy is on his last legs

21 August 2015

 Peter Nicholas asks trustees to think about ways to engage with pension clients

Read more
Image for De-risking in the good times and the bad

De-risking in the good times and the bad

14 August 2015

Do de-risking strategies actually lead to greater risk?

Read more
Image for Transaction Cost Car Crash

Transaction Cost Car Crash

07 August 2015

Colin Musgreaves raises concerns over the complexities of new regulations and asks, who will explain?

Read more
Image for The Importance of the 'E' in ESG

The Importance of the 'E' in ESG

07 August 2015

Aurum's Adam Sweidan calls for the investment industry to help preserve the environment

Read more
Image for To tax or not to tax? That is the question

To tax or not to tax? That is the question

31 July 2015

Angela Burns notes the concerns and benefits of scrapping tax relief on pension contributions

Read more
Image for Summer Blues Budget

Summer Blues Budget

10 July 2015

Pensions under the cosh again: anything new? Ian Neale looks at the next round of budget changes for pensions.

Read more
Image for The Power of Automation

The Power of Automation

03 July 2015

Christopher Shortt of Spence & Partners details the process of automating DB pension schemes. 

Read more
Image for A failure of logic

A failure of logic

26 June 2015

Peter Nicholas seeks to understand why it's always about the nail...

Read more
Image for Helping your pension grow old gracefully

Helping your pension grow old gracefully

19 June 2015

Andrew Stewart explains how longevity swaps could help manage the risk of running a pension fund

Read more
Image for How to save time and money when keeping track of deferred members

How to save time and money when keeping track of deferred members

12 June 2015

Paul Lalwan calls for the UK to emulate other countries and track our pension benefits, co-operation from pensions administrators is much needed.

Read more
Image for What drives your Employer Covenant?

What drives your Employer Covenant?

04 June 2015

Monitoring the performance of a company is a full time job for many investors; Richard Smith outlines a few keys issues for Trustees to consider.

Read more
Image for Who is looking after your information securi-tea?

Who is looking after your information securi-tea?

28 May 2015

Monica Cope discusses the importance of protecting pension member data from cybercrime.

Read more
Image for Investment governance – what a dog's dinner

Investment governance – what a dog's dinner

20 May 2015

Richard Butcher faces the challenges of a trustee and provides a helpful aide to ensure the answer is always at hand

Read more
Image for Welcome Dr Altmann!

Welcome Dr Altmann!

15 May 2015

Ian Neale placates the unease towards a new pensions minister

Read more
Image for All Change For Pension Scheme Accounts

All Change For Pension Scheme Accounts

08 May 2015

Craig Coulter disusses the three significant changes brought by the revised SORP.

Read more
Image for You can't cram for your retirement

You can't cram for your retirement

01 May 2015

AHC's Peter Nicholas asks why is it we need to learn some lessons the hard way?

Read more
Image for Batten down the hatches, it's election time

Batten down the hatches, it's election time

27 April 2015

Cardano's Emma Adair lays out the possibilities of the upcoming election and what this may mean for UK pensions.

Read more
Image for Freedom, choice and transaction costs

Freedom, choice and transaction costs

27 April 2015

Richard Butcher highlights the overlooked issues and costs of April's changes.

Read more
Image for Dude, where's my yield?

Dude, where's my yield?

17 April 2015

Iain North of Aurum Funds asks whether it is right (or logical) to make investors pay for lending their money

Read more
Image for Online daily valuation system, So what?

Online daily valuation system, So what?

10 April 2015

Alan Collins looks at how daily updates could improve scheme efficiency.

Read more
Image for Cyber Security – Who's hiding in plain sight?

Cyber Security – Who's hiding in plain sight?

02 April 2015

Veratta's Monica Cope urges all to check how they protect their information from cyber crime.

Read more
Image for Not in the Public Interest

Not in the Public Interest

20 March 2015

Ian Neale looks at the cons of selling annuities in return for a lump sum

Read more
Image for One size doesn't fit all

One size doesn't fit all

13 March 2015

Neil Copeland of Spence & Partners looks at the barriers of DB Mastertrusts and seeks to find an alternative.

Read more
Image for Anyone for Ping Pong?

Anyone for Ping Pong?

06 March 2015

Peter Nicholas realises the scope of online communications and how the pensions industry could benefit.

Read more
Image for Defined Benefit: Where do we go next?

Defined Benefit: Where do we go next?

27 February 2015

Cardano's Steve Berkovi looks at the options for Trustees when faced with the question: to buy-in or to buy-out?

Read more
Image for Control freaks versus pensions flexibilities

Control freaks versus pensions flexibilities

20 February 2015

Debbie White highlights the concerns raised by fellow director at PASA asking: Are we ready for April?

Read more
Image for Governance is key

Governance is key

13 February 2015

Richard Smith of Spence and Partners reflects on the issues discussed at the recent ACA conference and discusses the road ahead for pensions.

Read more
Image for 14 Months and Counting, It's Time to Act!

14 Months and Counting, It's Time to Act!

06 February 2015

Veratta's Dennis Mincher calls on Scheme advisors to take action regarding the impending contracting-out deadline.

Read more
Image for LGPS Governance puzzle

LGPS Governance puzzle

30 January 2015

PTL's Colin Richardson looks at the difficulties all LGPS administrators will face before April

Read more
Image for Freedom of Movement

Freedom of Movement

23 January 2015

Ian Neale debates the issues surrounding flexi-access between schemes. Are transfer restrictions beneficial or a hindrance?

Read more
Image for It's the End! (Of Contracting Out)

It's the End! (Of Contracting Out)

16 January 2015

Catrina Browne of Spence & Partners discusses the imminent separation of HMRC from GMPS.

Read more
Image for Is it really 2015 already?

Is it really 2015 already?

09 January 2015

AHC's Peter Nicholas urges pension funds to inform members of the impact of Budget2014.

Read more
Image for Christmas is coming – was 2014 what you expected?

Christmas is coming – was 2014 what you expected?

19 December 2014

Emma Adair of Cardano looks back on another big year for pensions

Read more
Image for Are all Christmas Sandwiches the Same?

Are all Christmas Sandwiches the Same?

12 December 2014

Iain North of Aurum Funds makes a case for hedge funds as a risk reducer, arguing that some critical analysis easily separates the bad apples from the rest of the bunch.

Read more
Image for The implications of the potential Aviva / Friends Life tie up

The implications of the potential Aviva / Friends Life tie up

05 December 2014

Mike Spink of Spence and Partners reflects on the announcement of the potential mega deal between Aviva and Friends Life.

Read more
Image for Managing risk in the digital fridge

Managing risk in the digital fridge

28 November 2014

Roisin McKeever of Veratta discusses the digital challenges facing companies in the modern information age. 

Read more
Image for Debunking the myth around small pension pots

Debunking the myth around small pension pots

21 November 2014

Girish Menezes argues that transferring small pension pots from employer to employer is not always the most efficient action

Read more
Image for What divides us

What divides us

13 November 2014

 Ian Neale reflects that the removal of age discrimination in pensions is still an ongoing process.  

Read more
Image for Ever had one of those days? I wonder how many I have left.

Ever had one of those days? I wonder how many I have left.

13 November 2014

Despite having spent more than 25 years in the business Peter Nicholas realises it was time to consider his own retirement. 

Read more
Image for Code of Practice 3 – Funding plans made to measure

Code of Practice 3 – Funding plans made to measure

07 November 2014

The Pensions Regulator implemented a revised version of Code of Practice 3 for funding defined benefit pension schemes.

Read more
Image for We need more transparency around fiduciary management

We need more transparency around fiduciary management

27 October 2014

Cardano's Richard Dowell calls for fiduciary managers to provide a proof statement for Trustees

Read more
Image for Data cleansing: the dullest topic or the most vital?

Data cleansing: the dullest topic or the most vital?

17 October 2014

PTL's Colin Richardson argues the benefits of cleansing data and what can be improved by doing so. 

Read more
Image for Welcome news from the PPF

Welcome news from the PPF

10 October 2014

Alan Collins discusses the benefits of the reduction in next years PPF levy, but warns that this is not cause for complacency.

Read more
Image for Breaking the Pain Barrier

Breaking the Pain Barrier

03 October 2014

Tom Nimmo compares the challenge of implementing "good process" to the tough grind of a half marathon. But the results of achieving both are worthwhile.

Read more
Image for KPIs – Key Performance Indicators or Know People's Intentions? 

KPIs – Key Performance Indicators or Know People's Intentions? 

26 September 2014

Premiers' John Reeve tackles the issue of KPIs in relation to the evolving DC landscape. He asks which KPIs are appropriate and how should they be dealt with?

Read more
Image for Getting it wrong can be costly  

Getting it wrong can be costly  

19 September 2014

Recently HMRC announced scheme administrators must prove to be ''fit and proper'' before registration is approved, but what does this mean? Aries' Ian Neale finds out.

Read more
Image for PPF panels: a big leap forward

PPF panels: a big leap forward

12 September 2014

Spence & Partners' Alan Collins says that communication has been key to improving service and having the panels and the PPF work together allowed issues to be dealt with immediately.

Read more
Image for Digital addiction

Digital addiction

05 September 2014

"Digital dependence is here to stay," says AHC's Peter Nicholas, but how is the pensions industry reacting to this?

Read more
Image for Keep your eye on the ball and follow through

Keep your eye on the ball and follow through

28 August 2014

KBPR's Adam Sewell discusses how pension professionals can complete a successful PR exercise to help them stand out in a crowded industry.

Read more
Image for Reckless conservatism

Reckless conservatism

22 August 2014

"The lasting impact of certain events of 2008, as well as the tsunami of subsequent regulation, have pushed investors into a state of almost reckless conservatism," says Aurum Funds' Kevin Gundle.

Read more
Image for Promotion or relegation?

Promotion or relegation?

15 August 2014

Likening pensions to football, Spence & Partners' Kevin Burge explores which of the recent pensions initiatives will be promoted and which will be relegated next May.

Read more
Image for Beware a wounded Regulator

Beware a wounded Regulator

01 August 2014

"My fear is that a wounded Regulator is a dangerous thing," says Premier's John Reeve as the Regulator recently revealed it failed in its target of improving the management of DC arrangements.

Read more
Image for Re-framing pensions

Re-framing pensions

25 July 2014

The Government has re-framed pensions as long-term savings plans, rather than as a package that pensioners swap for their salaries, says Aries' Ian Neale.

Read more
Image for Pensions turned upside down?

Pensions turned upside down?

22 July 2014

Spence and Partners' Kevin Burge looks at the changing pensions landscape in the UK and Australia and asks who is right?

Read more
Image for The school report – value for money?

The school report – value for money?

11 July 2014

"Just like high school students, not all pension members are the same," says AHC's Peter Nicholas as he talks about member communications.

Read more
Image for Suspect defence and volatile strikers...

Suspect defence and volatile strikers...

04 July 2014

"A core principle that remains constant between football teams and portfolio management is the ability to evolve, while applying consistent philosophies and integrity," says Aurum Funds' Iain North.

Read more
Image for ETFs - Every Trustee's Future?

ETFs - Every Trustee's Future?

25 June 2014

PTL's Simon Riviere takes a closer look at the pros and cons of exchange traded funds and asks if trustees should be considering them.

Read more
Image for World Cup fever

World Cup fever

20 June 2014

"Experts abound in the pensions world and, like football experts, they too are never shy of an opinion," says Spence & Partners' Kevin Burge as he discusses conflicting specialist advice.

Read more
Image for Deflation: we fear you not

Deflation: we fear you not

13 June 2014

"Deflation is misunderstood, particularly by economists and, by extension, investors who subject themselves to the vagaries of economic advice," says Payden & Rygel's Jeffrey Cleveland.

Read more
Image for Child's play?

Child's play?

05 June 2014

Investment, technology and retirement – how can the three be combined to encourage the younger generation to save, asks RisCura's Andrew Slater.

Read more
Image for Guns don't kill people...

Guns don't kill people...

30 May 2014

"Freedom of choice is appropriate, even if this includes the freedom to make mistakes," says Premier's John Reeve as he discusses how the Budget has changed the pensions industry in the UK.

Read more
Image for Pension Comfort?

Pension Comfort?

23 May 2014

Spence & Partners' Kevin Burge discusses the National Employment Savings Trust's (NEST) latest study on comfortable pension levels.

Read more
Image for News on annuity sales illustrates two-state pension landscape

News on annuity sales illustrates two-state pension landscape

09 May 2014

"People like choice and people like people who give them choice," says Spence & Partners' Alan Collins as he discusses annuities.

Read more
Image for Not just another Bond story...

Not just another Bond story...

02 May 2014

"Like baseball, the playing field going forward will be based more upon hard work rather than artificial forces," says Aurum Funds' Iain North as he discusses the global bond market.

Read more
Image for Conference season for pensions

Conference season for pensions

28 April 2014

Spence & Partner's Kevin Burge talks about the start of the conference season for pensions, and how quickly the agendas had to be changed in light of the Chancellor's Budget.

Read more
Image for Emerging Markets Fixed Income in 2014 – A Constructive View for the Discriminating Eye

Emerging Markets Fixed Income in 2014 – A Constructive View for the Discriminating Eye

17 April 2014

Payden & Rygel's Ehsan Iraniparast weighs up the pros and cons of emerging markets fixed income in 2014.

Read more
Image for Longevity on the rise

Longevity on the rise

10 April 2014

"The subject of longevity has unduly taxed the actuarial profession," says RisCura's Andrew Slater as he asks why forecasting mortality has been so difficult.

Read more
Image for Pension liberation made legal?

Pension liberation made legal?

07 April 2014

"It might look like a juicy bone the Government has tossed us, but is it as simple as presented?" asks Aries' Ian Neale as he dissects the Budget.

Read more
Image for Shaping the outcome of the pensions revolution

Shaping the outcome of the pensions revolution

27 March 2014

Spence & Partner's Neil Copeland discusses the ramifications of George Osborne's pensions revolution and says that the most difficult part of the process is yet to come.

Read more
Image for The mortgage/pension conundrum

The mortgage/pension conundrum

21 March 2014

Pensions should be seen as a tool for wealth creation, says AHC's managing director Peter Nicholas as he breaks down the mortgage/pension conundrum that savers face.

Read more
Image for A 'do' and a 'don't' for Mr Osborne

A 'do' and a 'don't' for Mr Osborne

17 March 2014

Ahead of Wednesday's Budget, Spence & Partners' Alan Collins sets out his suggestions for Chancellor George Osborne regarding pensions.

Read more
Image for I love annuities!

I love annuities!

07 March 2014

"Before we kill the annuity market let's consider that it's not the annuity that is wrong," says Premier's John Reeve as he rebuffs the negative press coverage of annuities.

Read more
Image for The auto enrolled, defined ambition, small pot, collective design pension scheme?

The auto enrolled, defined ambition, small pot, collective design pension scheme?

03 March 2014

"It is very hard to accept that the industry in which I work is a mess, but it is and unless there is a concerted effort by us all it will not get any better," says Spence & Partners' Kevin Burge.

Read more
Image for Go easy on Bank of England Governor Mark Carney

Go easy on Bank of England Governor Mark Carney

21 February 2014

"The press loves stories of forecast failures – especially at the expense of central banks. But dwelling on soothsaying errancy misses the point," says Payden & Rygel's Jeffrey Cleveland.

Read more
Image for Less is more

Less is more

14 February 2014

"Too much choice is not a good thing," says RisCura's Petri Greeff as he discusses the dangers of being spoilt for choice in defined contribution (DC) schemes.

Read more
Image for Independence and Bust?

Independence and Bust?

07 February 2014

"When it comes to pensions, Scotland might be better off outside the EU," says Aries' Ian Neale as he considers Scotland's possible independence.

Read more
Image for Staying on course with your journey plan

Staying on course with your journey plan

31 January 2014

Designing your funding plan is like setting off on a transatlantic voyage by boat, says Spence & Partners' Marian Elliott.

Read more
Image for Auto-enrolment: investing in engagement

Auto-enrolment: investing in engagement

24 January 2014

"As a smaller employer, I see engagement as an investment, rather than an expense," says AHC's Peter Nicholas as he discusses this year's focus for SMEs: auto-enrolment.

Read more
Image for Making retirement work

Making retirement work

10 January 2014

"The capability to meet people's needs is not there", says Aries' Ian Neale as he discusses the current state of the annuity market.

Read more
Image for Quality data should be the foundation of the pensions industry

Quality data should be the foundation of the pensions industry

18 December 2013

"Without good quality data, the industry cannot seek to improve accuracy and efficiency in any area of work carried out," says Spence & Partners' Mark Johnson.

Read more
Image for "So here it is merry Christmas, Everybody's having fun"

"So here it is merry Christmas, Everybody's having fun"

16 December 2013

Slade's Christmas hit in 1973 prompts Payden & Rygel's Jeffrey Cleveland to think about how we will remember 2013 from an investment perspective.

Read more
Image for Comms aren't a tickbox – they need measuring too

Comms aren't a tickbox – they need measuring too

10 December 2013

AHC's managing director Peter Nicholas challenges trustees to give as much attention to the measurement of communication as they give to the measurement of investment performance. Top tips will follow next time, so watch this space!

Read more
Image for Turning on the Christmas lights

Turning on the Christmas lights

06 December 2013

A passing thought of Christmas leads RisCura's Andrew Slater to think about what UK pension schemes can learn from further afield.

Read more
Image for I wouldn't start from here

I wouldn't start from here

29 November 2013

Aries' Ian Neale compares the UK pension system to the one in Australia and ponders what we can learn from 'down under'.

Read more
Image for What end of year grade would you give auto enrolment?

What end of year grade would you give auto enrolment?

22 November 2013

It has been a year since auto enrolment has been launched, but after examining the facts what grade has Spence & Partners' Kevin Burge given the project?

Read more
Image for Do you have enough global macro in your portfolio?

Do you have enough global macro in your portfolio?

22 November 2013

"It is surprising how few (if any) traditional pension funds allocate to 'discretionary global macro' funds," says Cardano's James Balcombe.

Read more
Image for Fundamentally flawed?

Fundamentally flawed?

21 November 2013

Automatically thinking about asset-only performance as a metric for assessing how well a scheme is doing seems fundamentally flawed, says Cardano's Emma Adair.

Read more
Image for Courage and commitment

Courage and commitment

01 November 2013

Long-term investment takes courage and a willingness to hold one's nerve, says Aries' Ian Neale as he discusses pension fund commitments.

Read more
Image for Pensions: a contrast in attitudes

Pensions: a contrast in attitudes

25 October 2013

HRH Prince Charles and teachers expressed their views on pensions last week. Spence & Partners' John Griffin discusses who appeared to have a better understanding of the problems within the system.

Read more
Image for To taper or not to taper

To taper or not to taper

18 October 2013

"Keep your eye on the data," says Payden & Rygel's Mark Stanley as he tackles the question: "To taper or not to taper?"

Read more
Image for Marabou off the rocks

Marabou off the rocks

11 October 2013

Pensions are somewhat less developed in Uganda compared to neighbouring countries, but that is all about to change, says RisCura's Andrew Slater.

Read more
Image for Choice cuts

Choice cuts

04 October 2013

"Choice adds complexity, which adds to cost," says Aries' Ian Neale as he looks at the connection between cost, complexity and choice in pension schemes.

Read more
Image for Back to the Future

Back to the Future

30 September 2013

Spence & Partners' Ian Shand looks back at pension schemes in the 40s and 50s, he then contemplates how auto-enrolment can re-boot pensions saving in the future.

Read more
Image for We can't unlearn

We can't unlearn

20 September 2013

"We may not be able to unlearn what we know, but there's still time to relearn," says AHC's Peter Nicholas as he discusses member communication in the world of pensions.

Read more
Image for Are you trying to drive forward whilst looking through the rear view mirror?

Are you trying to drive forward whilst looking through the rear view mirror?

13 September 2013

"It's time to plan for the winding road ahead, rather than driving using the rear view mirror," says Cardano's James Balcombe as he discusses a new way of thinking about portfolio construction for pension funds.

Read more
Image for Annuity blues

Annuity blues

06 September 2013

"The future looks grim indeed," says Aries' Ian Neale as he discusses annuity rates.

Read more
Image for Scheme sponsors need to get with the times...

Scheme sponsors need to get with the times...

30 August 2013

"Getting with the times will ensure sponsors and trustees don't miss out," says Spence & Partners' Alan Collins as he discusses pension scheme valuation dates.

Read more
Image for I'm Late, I'm Late!

I'm Late, I'm Late!

23 August 2013

While automatic enrolment dominates the agenda of pensions managers, Premier's Hazel Bloomfield says there is a danger that other deadlines could be marginalised, or may not even be discussed at all.

Read more
Image for Turn left, or right, to avoid the hazards and bumps

Turn left, or right, to avoid the hazards and bumps

16 August 2013

Zambian pension funds are facing the same challenges as UK schemes, says RisCura's Andrew Slater as he discusses how they are responding to them.

Read more
Image for Reverse the charges

Reverse the charges

09 August 2013

"Maybe it's time for the industry to counter-attack, and demonstrate just how much of the charges it imposes on pension savers arises from government and regulatory diktats?" says Aries' Ian Neale.

Read more
Image for Charity investments – the lessons from the Wonga story

Charity investments – the lessons from the Wonga story

05 August 2013

What lessons can be learnt from the Church of England/Wonga episode? Premier's John Reeve outlines the moral of the story for the charity sector.

Read more
Image for Californian jam and pension scheme investments

Californian jam and pension scheme investments

02 August 2013

"It seems that too much choice can be demotivating," says Spence & Partners' Marian Elliott as she discusses the variety of pension scheme investment options that are available.

Read more
Image for Professional advisers – securing value for money

Professional advisers – securing value for money

26 July 2013

"Where does it all go wrong? Advisers who are heroes of happy clients can morph into unworthy villains seemingly overnight," says Muse Advisory's Mark Hodgkinson.

Read more
Image for A-reelin' an' a-rockin'

A-reelin' an' a-rockin'

11 July 2013

"Give us a break. Stop rocking the boat and making us all sick. Leave pensions alone," says Aries' Ian Neale as he talks about politicians' constant 'adjustments' of the pensions system.

Read more
Image for When I'm 64...

When I'm 64...

04 July 2013

"Will you still need me, will you still feed me, when I'm 64?" sings Spence & Partner's Kevin Burge as he reflects on pensions.

Read more
Image for Geezers in the pub talk pensions...

Geezers in the pub talk pensions...

27 June 2013

... and unwittingly highlight the challenge of the drive for more effective pensions communications and greater member engagement, writes Muse Advisory's Mark Hodgkinson.

Read more
Image for A modern tale of two cities

A modern tale of two cities

21 June 2013

"Lagos today looks very different from just five years ago, and it will look very different again in five year's time; ignore it at your peril," says RisCura's Andrew Slater as he discusses investment opportunities in Nigeria.

Read more
Image for What kind of protection?

What kind of protection?

14 June 2013

"As an industry, we put a lot of effort into assuring fair Government treatment for high earners. But what about the rest?" asks Aries' Ian Neale as he looks at Individual Protection (IP).

Read more
Image for TPR's 2013 funding statement – use the tools at your disposal

TPR's 2013 funding statement – use the tools at your disposal

07 June 2013

Spence & Partners' Alan Collins dissects The Pensions Regulator's (TPR) latest funding statement, and encourages trustees to use the tools at their disposal.

Read more
Image for The long-awaited arrival of contract-based governance

The long-awaited arrival of contract-based governance

31 May 2013

"Proper governance of schemes is an essential piece of the puzzle," says Pitmans Trustees' Steve Carrodus as he talks about the emergence of contract-based governance.

Read more
Image for Pausing and reflecting on real estate investment strategies for pension funds

Pausing and reflecting on real estate investment strategies for pension funds

24 May 2013

Cardano's Richard Urban uses the story of Huckleberry Finn to encourage real estate investors to pause and reflect on their own decision making instead of blindly following "the wisdom of the crowd".

Read more
Image for Lack of discretion

Lack of discretion

17 May 2013

"We are now seeing more and more illustrations of the merits of what we have lost," says Aries Pension & Insurance Systems' Ian Neale as he examines pension tax rules.

Read more
Image for What's in a name?

What's in a name?

09 May 2013

"If you didn't know what Pension Liberation was, it might sound like a good thing," says Spence and Partners' Neil Copeland. 

Read more
Image for Was Robert Maxwell's timing sub-optimal?

Was Robert Maxwell's timing sub-optimal?

03 May 2013

If the Goode Committee were convened today, would it reach the same conclusions about pension scheme governance?

Read more
Image for How wrong can Google be?

How wrong can Google be?

26 April 2013

RisCura's Andrew Slater gives his first-hand experience of Africa, and reflects on the investment opportunities there.

Read more
Image for Two Cultures

Two Cultures

18 April 2013

The Pensions Regulator (TPR) and the Financial Conduct Authority (FCA) both recognise that they need to work together, but Ian Neale from Aries Pension & Insurance Systems asks how well will the two cultures mesh.

Read more
Image for How to drive in India?

How to drive in India?

12 April 2013

If you have ever been to India or watched The Best Exotic Marigold Hotel film sequence where their bus drives straight at the oncoming traffic, you will know that 'driving rules' are few and far between.

Read more
Image for Auto-enrolment: can it succeed?

Auto-enrolment: can it succeed?

05 April 2013

Are we up for the challenges ahead as we move through the auto-enrolment implementation period, asks the Pensions Management Institute's Tim Middleton.

Read more
Image for The case for 'smoothing'

The case for 'smoothing'

03 April 2013

"Fortunately there is a way for pension funds to smooth their funding levels without having to resort to averaging historical values or other dubious techniques," says Cardano's Helen Prior.

Read more
Image for The Budget: what lies beneath

The Budget: what lies beneath

22 March 2013

"This was not a pensions-free Budget," says Ian Neale from Aries Pension & Insurance Systems as he gives us some insight into Budget 2013.

Read more
Image for 5 steps to a better valuation experience

5 steps to a better valuation experience

15 March 2013

Actuarial valuation. "If the very mention of this sends shivers down your spine then read on," says Spence & Partner's Marian Elliott.

Read more
Image for An Affinity with Scale

An Affinity with Scale

11 March 2013

"How can scale be achieved? And how big is big enough?" asks Muse Advisory's director Mark Hodgkinson.

Read more
Image for Auto-enrolment: trust builder or the final nail in the coffin?

Auto-enrolment: trust builder or the final nail in the coffin?

01 March 2013

"When trust in pensions is at an all time low, one has to ponder about what could happen if auto-enrolment goes wrong," says Atkin & Co.'s Chris Atkin.

Read more
Image for Arresting pension dissipation

Arresting pension dissipation

22 February 2013

More and more people are becoming attracted to the idea of breaking open their pension piggy bank as the way out of debt.

Read more
Image for Turn left at Robert Mugabe

Turn left at Robert Mugabe

15 February 2013

RisCura's Andrew Slater travels to Namibia to see a pension fund client, and poses the question: "Have we gone wrong in the UK to see pensions through such a distorted lens?"

Read more
Image for Planning for accountability

Planning for accountability

08 February 2013

Just when you have a good idea for your next blog, someone steps in and pulls the rug from under you. At least, that's how I felt last week when last week's Pensions Week appeared on my screen.

Read more
Image for The unnecessary search for the genuine all-rounder

The unnecessary search for the genuine all-rounder

04 February 2013

"Genuine all-rounders are rare," states Cardano's Steve Catchpole as he likens pension fund assets to cricket players.

Read more
Image for The 'death spiral' of QE on pensions

The 'death spiral' of QE on pensions

04 February 2013

The Pension Investment Academy (PIA) summaries points made by Dr Ros Altmann, SAGA director general, at its seminar last week on the effects of quantitative easing (QE) on pension funds.

Read more
Image for Controlling pension transfers

Controlling pension transfers

25 January 2013

The draft Pensions Bill is not entirely about state pension reform.

Read more
Image for The more you spin it, the less we trust you, Mr Webb

The more you spin it, the less we trust you, Mr Webb

25 January 2013

The Government needs a clear communications policy to cut through the pensions spin.

Read more
Image for Talking DC Governance (at the pearly gates)

Talking DC Governance (at the pearly gates)

11 January 2013

Mark Hodgkinson, director at Muse Advisory, uses an alternative tale to encourage trustees to think about how they can improve DC governance, before it's too late...

Read more
Image for Moving away from unrealistic pension projections

Moving away from unrealistic pension projections

04 January 2013

Time to get the soap box out. Why do we persist in making pension projections to age 65? As life expectancy increases, these projections produce ever increasing contribution rates, required to provide what is deemed as a reasonable level of income.

Read more
Image for  Incentives to save   

 Incentives to save   

03 January 2013

In my previous article I looked at the single positive commitment in the DWP paper "Reinvigorating Workplace Pensions" (aka 'defined ambition', or 'DA'). The rest of it read like a summary research paper of what might be done. Absent throughout was any recognition of the general rule that people will only do more than they have to do if there is an incentive.

Read more
Image for Master trusts – the way to grey

Master trusts – the way to grey

03 January 2013

Remember when pink was the new black? No? I don't either – but fashions and fashion statements come and go (thank goodness – no more kipper tiers) and we give them the attention they deserve – which is very little. My contention for 2013 is that "Grey is the new grey."

Read more
Image for Advising on Advisers

Advising on Advisers

18 December 2012

One of the 'must do' and 'must get right' activities for pension fund trustees is the selection, appointment and review of professional advisers and other service providers. Mark Hodgkinson, director at Muse Advisory sets out the best approach.

Read more
Image for Golf and trusteeship: the basics

Golf and trusteeship: the basics

12 December 2012

Richard Butcher, managing director at Pitmans Trustees, gives us the top 5 assonances for DB governance.  

Read more
Image for Beware the false security of a flight path, improve your current strategy

Beware the false security of a flight path, improve your current strategy

06 December 2012

Hardly a week goes by without me receiving marketing material aimed at helping trustees to put in place some form of 'dynamic de-risking' flight path. The theory is simple enough; trustees want to take less risk, just not now. My fear is that these plans rely on mankind's natural optimistic tendencies and in the end boil down to making us feel better about doing nothing.

Read more
Image for The road to engagement   

The road to engagement   

30 November 2012

The DWP's red tape review identified the Disclosure of Information Regs as the sole information item that needs serious reviewing, but, even if this is the case, Aries director Ian Neale asks: "Will this typical painfully-long gestation actually give birth to real simplification next year?" 

Read more
Image for Are Trustees really trying hard enough?

Are Trustees really trying hard enough?

23 November 2012

Human interactions are fascinating. Why do we 'click' with some people? Do we make all our business decisions rationally or is there an element of, "well, she/he seemed a really trustworthy person"?

Read more
Image for Reinventing the chairman

Reinventing the chairman

15 November 2012

Everyone knows what the chairman does.....right?  Well, perhaps not!

Read more
Image for Three little words: Guaranteed Minimum Pension

Three little words: Guaranteed Minimum Pension

08 November 2012

So what red hot pensions topic have I chosen to write about for my first blog? The answer: TPR's recent recommendation that a tolerance level of £2 should be adopted when schemes reconcile their Guarantee Minimum Pension records with those of the National Insurance to Pensions Industry (NISPI). I fear a rather ignominious start to my blogging career....

Read more
Image for Pensions legislation: enough already?

Pensions legislation: enough already?

02 November 2012

Though many promises have been made over the years to simplify pension regulation, the current situation is one of a near hair-pulling magnitude. Will we see more legislation coming our way in the next year or will the Government finally deliver on their simplification promises?

Read more
Image for "What's age got to do with it?"

"What's age got to do with it?"

31 October 2012

Pensions is a numbers game – but most people don't 'like' numbers.

Read more
Image for What are the attributes of a high performing trustee board?

What are the attributes of a high performing trustee board?

12 October 2012

Why should pension scheme members accept a lower standard of assessment of trustee board effectiveness than those same trustees expect from the boards of UK companies? Mark Hodgkinson discusses the various attributes a trustee board should incorporate in order to achieve the highest possible standards. 

Read more
Image for Property for pensions? Welcome back Stone Age!

Property for pensions? Welcome back Stone Age!

04 October 2012

In the Stone Age, people invested in their children, passing on the family cave and nurturing their family as a means of ensuring that they were looked after in their old age. Either that or they were pushed out and left to starve. But let's stick with the romantic view!

Read more
Image for  Eyes on the Prize 

 Eyes on the Prize 

27 September 2012

Ian Neale, director at Aries Pensions UK, discusses how we could solve the small pots problem by giving people a clear overview of what they have accumulated over the years. But who would be in charge of this operation?

Read more
Image for Despite national differences, challenges are common at EU level

Despite national differences, challenges are common at EU level

27 September 2012

Having regard to current EU initiatives which focus on pensions in Europe, this year and the next look to be the most intense and challenging years for pension provision in Europe that we will have seen for some time, says Patrick Burke, chairman of the EFRP.

Read more
Image for Keep calm and communicate

Keep calm and communicate

19 September 2012

The Government expects changes to public servants benefits to save an estimated £430bn over the next 50 years or so. That's a lot of money! Are they ready to accept that change? Well, perhaps if they understand it, argues Mark Belchamber, director at Shilling Communication.

Read more
Image for What makes DC governance different?

What makes DC governance different?

12 September 2012

In a new series of blogs, Mark Hodgkinson, director at Muse Advisory, talks us through the process of good governance for DC schemes. Who gains and who pays?

Read more
Image for Missing Documentation - the pensions game of 'hide and seek'

Missing Documentation - the pensions game of 'hide and seek'

06 September 2012

Always a favourite with children around the world is the classic game of hide and seek. The game needs no fancy gadgets, there are only a few rules and everyone knows how to play it. And what's more, it's good fun! 

Read more
Image for  To have and to hold: dealing with 'small pots' 

 To have and to hold: dealing with 'small pots' 

31 August 2012

Auto-enrolment is about to suck many people into pensions for the first time, so the Government is anxious to make it work and minimise opt-outs.  Engagement is going to be key: convincing workers that pension saving is worthwhile. 

Read more
Image for Talking about whose generation?

Talking about whose generation?

23 August 2012

A well-known song by the Who from 1964 is about "my generation". Included in this is the morbid desire of "I hope I die before I get old". That may well be some people's reaction when they see how much (or how little) their retirement income is projected to be.

Read more
Image for Pension industry faces Olympian challenge

Pension industry faces Olympian challenge

30 July 2012

It is not just the Olympics that will be bringing obstacles to overcome, hurdles to leap and targets to be beaten in 2012. The retirement benefits industry will face its own Olympian challenge this year too. 

Read more
Image for QE's collateral damage

QE's collateral damage

06 July 2012

Fraser Smart, managing director at Buck Consultants walks us through the effects that quantitative easing has on pension schemes and pensioners - are they seen as collateral damage?

Read more
Image for Blog: Could pensions longevity risk sink UK?

Blog: Could pensions longevity risk sink UK?

26 April 2012

It's been an even more exciting week than usual for actuaries.

Read more
Image for "Budget: a mathematical confirmation of your suspicions."

"Budget: a mathematical confirmation of your suspicions."

28 March 2012

A.A. Latimer might not have meant for the quote to be used in last week's parliamentary setting but it certainly applies. No real surprises; we're broke and we need to save money.

Read more
Image for DWP fly over the Cuckoo's NEST...

DWP fly over the Cuckoo's NEST...

01 March 2012

The DWP has asked whether NEST should be the default provider for millions of small pension pots - are they mad?

Read more
Image for Finger on button won't solve pensions time bomb

Finger on button won't solve pensions time bomb

22 February 2012

It's nothing personal, but I don't think the red button on the TV remote will make the final cut when the list of great 21st century inventions is announced.

Read more
Image for Are employers really on auto-pilot?

Are employers really on auto-pilot?

15 February 2012

Transport-related metaphors spring up all the time when analysts and commentators talk about business practices.

Read more
Image for Bonus bashing is the mob's job

Bonus bashing is the mob's job

06 February 2012

A collective cold shudder of fear went through the City last week after seeing Fred Goodwin being stripped of his Knighthood and RBS execs give up on their bonus. "So were will this leave us?" you could almost hear executives whispering on the freezing streets of London. Well, as far as possible action from the Government goes, I would not worry too much if I were you.

Read more
Image for Tuning up for auto-enrolment 

Tuning up for auto-enrolment 

25 January 2012

This is a public service announcement...with guitars! Thus screeched Joe Strummer on the Clash's 1982 "Know Your Rights", if not the best rock intro in history, then definitely one of the better ones.

Read more
Image for Too little, too late 

Too little, too late 

19 January 2012

The Italian cruise ship Costa Concordia ran aground last week, killing several passengers and crew members. But the disaster could have been averted

Read more
Image for New-look Pension Funds Online is launched

New-look Pension Funds Online is launched

02 December 2011

You may have noticed that Pension Funds Online looks a bit different. That's because we've been hard at work here at Wilmington on improving the services we offer you. The result is the new Pension Funds Online website, which offers users better functionality and more data

Read more
Image for Is there hope for 'third way' schemes in the UK?

Is there hope for 'third way' schemes in the UK?

28 November 2011

This week Pension Funds Insider spoke to former chairman of the National Association of Pension Funds and the European Federation for Retirement Provision, Alan Pickering, and sought his opinion how pension schemes can negotiate these volatile times

Read more
Image for Van Nunen: Fiduciary management works

Van Nunen: Fiduciary management works

26 October 2011

This week Pension Funds Insider caught up with the spiritual father of fiduciary management Anton van Nunen about the rise of fiduciary management and the changes the concept has brought to the consulting market

Read more
Image for NOW:Pensions - entering the UK at the right time?

NOW:Pensions - entering the UK at the right time?

19 October 2011

Pension Funds Insider talks to Morten Nilsson, the former head of International Operations for ATP, the Danish pension provider and new CEO-elect for NOW:Pensions. The latter is the new multi employer trust supported by ATP and the first real competitorto NEST - the UK Government-backed national pension scheme.

Read more
Image for Norwegian fund sails through crisis

Norwegian fund sails through crisis

19 October 2011

This week Pension Funds Insider spoke to Paal August Nordhagen who is chief investment officer at Norway's Akershus County Council Pension Fund. The fund is currently worth NOK 9.53bn (€1.21bn) and has roughly 25.000 members. Because, unlike some other schemes, it came out on top after the first crisis we asked Nordhagen about his views and strategies on dealing with the current Eurozone troubles

Read more
Image for ABP: We're not there yet

ABP: We're not there yet

17 October 2011

With 2.8 million members from the educational and public sector, ABP is the Netherlands' biggest pension fund. At the end of March 2011 the scheme had an invested capital of €239 billion and although its 2010 results were not as strong as in 2009, the scheme seems to be moving forward. Pension Funds Insider recently asked ABP's vice president, Xander den Uyl (pictured), how he views the fund's future.

Read more
Image for PFZW: "We can learn from our members"

PFZW: "We can learn from our members"

13 October 2011

Pensioenfonds Zorg en Welzijn (PFZW) is the pension fund for the care and welfare sector in the Netherlands. Formally known as PGGM, the policy-making and administration sides of the fund were split into two legally separate organisations in 2008, leading to the creation of PFZW. Pension Funds Insider recently caught up with Peter Borgdorff (pictured), managing director of one of the country's largest pension schemes.

Read more
Image for AP3 pension fund: think in risks not assets

AP3 pension fund: think in risks not assets

13 October 2011

AP3, part of the Swedish state-owned pension fund group, is charged with generating "maximum possible benefit for the pension system by managing fund capital so as to deliver strong investment returns at a low level of risk". AP3's asset portfolio was valued at SEK 220.8 billion on 31 December 2010. Pension Funds Insider recently asked CEO Kerstin Hessius (pictured), how she has managed to get the fund to be considered a shining example of good responsible investment.

Read more
Image for Giles Payne: Independent trustee

Giles Payne: Independent trustee

13 October 2011

HR Trustees provides independent trusteeship services to pension schemes 'in difficulty'. Pension Funds Insider recently spoke to the firm's director, Giles Payne, to find out his views on the obstacles facing pension funds in the UK.

Read more
Image for APK's CEO: "Our active approach isn't dogmatic"

APK's CEO: "Our active approach isn't dogmatic"

28 September 2011

Christian Böhm, is CEO of the Austrian multi-employer fund APK. He recently revealed the 'secrets' behind his scheme's strong returns to Pension Funds Insider and what he thinks needs to be done in Europe to improve our chances of surviving the ongoing financial crisis

Read more